Job Recruitment Website - Social security inquiry - How long can social security be stopped and paid again?

How long can social security be stopped and paid again?

The law does not clearly stipulate the period during which social security can be suspended. Under normal circumstances, it is best not to stop paying social security for more than 3 months. After more than three months, the accumulated years of medical insurance need to be recalculated, and it will take half a year to continue to enjoy medical insurance benefits in the later period. In addition, when social security is suspended, the corresponding maternity insurance and industrial injury insurance will also be suspended.

Social security should be paid continuously, and the impact after breaking off diplomatic relations is as follows:

1, the old-age insurance in social security, according to the relevant regulations, can enjoy lifelong retirement after paying 15 years. Generally this 15 year is calculated cumulatively. If you are interrupted halfway, you can continue, but even if you continue, it will affect your retirement benefits in the future. If the old-age insurance is paid intermittently for several years, the proportion of basic old-age insurance will be less by a few percentage points;

2, medical insurance women have to pay enough for 20 years, men have to pay enough for 25 years, and they can enjoy life after retirement. Medical insurance has a buffer period of 3 months from the date of suspension of payment. Over this period, recalculate the continuous payment period. For the interruption of medical insurance, the most direct impact is that there is no medical reimbursement function, and the medical expenses incurred during the interruption period are not reimbursed, but only the medical expenses incurred during the continuation period;

3. Other insurances, such as unemployment insurance, maternity insurance, housing accumulation fund, etc., can only be used if the payment is over 1 year, and industrial injury insurance can also be used at any time.

Legal basis: Article 63 of People's Republic of China (PRC) Social Insurance Law.

If the employer fails to pay social insurance premiums in full and on time, the social insurance premium collection agency shall order it to pay or make up within a time limit.

If the employer fails to pay or repay the social insurance premium within the time limit, the social insurance premium collection agency may inquire about its deposit account in banks and other financial institutions; And can apply to the relevant administrative departments at or above the county level to make a decision on the allocation of social insurance premiums, and notify their bank or other financial institutions in writing to allocate social insurance premiums. If the balance of the employer's account is less than the social insurance premium that should be paid, the social insurance premium collection agency may require the employer to provide guarantee and sign a deferred payment agreement.

If the employer fails to pay the social insurance premium in full and fails to provide guarantee, the social insurance premium collection agency may apply to the people's court for sealing up, distraining and auctioning the property whose value is equivalent to the social insurance premium that should be paid, so as to offset the social insurance premium with the proceeds from the auction.