What is the endowment insurance for urban and rural residents in Beijing?

What is the payment standard of endowment insurance for urban and rural residents in Beijing? Beijing hukou, 25 years old, can I participate in the old-age insurance for urban and rural residents? What is the payment standard? Lawyer: As long as there is a hukou in the place where the old-age insurance system for urban residents is implemented, such as Beijing hukou, both urban residents and rural residents, male 16 to 60 years old and female 16 to 55 years old (excluding students), who are not included in the establishment management of administrative institutions or do not meet the conditions for participating in the basic old-age insurance for enterprise employees in our firm, they can participate in the old-age insurance for urban and rural residents. It is necessary to open a special passbook for urban and rural residents' old-age insurance at the Bank of Beijing (urban area) and Beijing Rural Commercial Bank (suburban area) where the household registration is located, and then carry the household registration book, ID card and special passbook to the street social security office and neighborhood Committee (village Committee) where the household registration is located to handle relevant procedures. You are free to choose the payment standard. Endowment insurance for urban and rural residents shall be paid annually, with the minimum payment standard being 9% of the per capita net income of rural residents in this Municipality in the previous year and the maximum payment standard being 30% of the disposable income of urban households in this Municipality in the previous year (the specific standard shall be announced before the end of March each year, and the maximum payment standard is 7420 yuan). You can choose between the upper limit and the lower limit according to your economic affordability.

Legal objectivity:

Endowment insurance is an important part of social security system and one of the five most important social insurances. The so-called endowment insurance (or endowment insurance system) is a social insurance system established by the state and society according to certain laws and regulations to solve the basic life of workers who reach the working age limit stipulated by the state and terminate their labor obligations or quit their jobs because of old age. The payment procedure of endowment insurance for urban and rural residents in Beijing is as follows: 1. Collection process of endowment insurance If the insured's household registration is in Dongcheng, Xicheng, Chongwen and Xuanwu District, he should open a special passbook in Bank of Beijing. Household registration in other counties, should open a special passbook in Beijing Rural Commercial Bank. (1) new insured 1. The insured opens a special passbook in the nearest commercial bank. At the same time, sign a bank withholding agreement. Bank withholding remittance agreement in triplicate, one for the insured, one for the bank and one for the county agent (bank transfer). The agreement is only signed once when opening a special bank passbook. 2. After the insured person deposits and pays the insurance premium in the commercial bank, he/she will fill in the insurance information form at the street social security office (village committee) where his/her household registration book, ID card and special passbook every month from 1 to 10. 3. The village committee shall submit a copy of the ID card of the insured and the information form of the insured to the township social security office before 13 every month. Street and township social security offices (hereinafter referred to as social security offices) shall enter the contents of the insurance information form into the urban and rural residents' endowment insurance prepayment information system before 16 every month. 4. County-level handling institutions shall send the electronic prepayment data collected in the local area to the bank before 18 every month. 5. The bank deducts monthly according to the prepaid data submitted by the county agency on June 5438+08, and the deduction is transferred to the special account for urban and rural residents' endowment insurance opened by the county agency. The next day, the electronic deduction information (including success and failure) will be handed over to the district and county agencies. 6. County-level agencies shall enter the successful information of electronic deduction submitted by banks into the information system of urban and rural residents' endowment insurance before the 20th of each month, and conduct audit, confirmation and accounting according to the money received from bank accounts and the successful information of deduction; The failure information of electronic deduction is introduced into the pre-payment information system of urban and rural residents' endowment insurance. 7. According to the successful information of electronic deduction, the Social Security Institute will issue special bills for social security funds for the insured. Deduction shall be made according to the electronic deduction failure notice, and the revised failure information shall be re-entered into the urban and rural residents' endowment insurance prepayment information system before the 22nd of each month. 8. The county institutions shall re-enter the revised fault information data summarized by the whole region before the 22nd of each month and hand it over to the bank. 9. On the 22nd of each month, the bank will deduct the money according to the prepaid data submitted by the county agency again, and after the deduction, it will be transferred to the special account for urban and rural residents' endowment insurance opened by the county agency. The next day, the electronic deduction information (including success and failure) will be handed over to the district and county agencies. 10, the district and county agencies will import the successful information of bank electronic deduction into the endowment insurance information system for urban and rural residents before the 24th of each month, and review, confirm and keep accounts according to the money received in the bank account and the successful information of deduction; The failure information of electronic deduction will be imported into the prepayment information system of urban and rural residents' endowment insurance, and the business settlement of urban and rural residents' endowment insurance information system will be carried out on the 25th of each month. 1 1. The Social Security Institute will issue a bill for Beijing social insurance special funds for the insured according to the successful information of electronic deduction. According to the information of electronic fee deduction failure, notify it to check. (2) 1. The insured opens a special passbook in the bank. At the same time, sign a bank withholding agreement. Bank withholding remittance agreement in triplicate, one for the insured, one for the bank and one for the county agent (bank transfer). The agreement is only signed once when opening a special bank passbook. 2. After the renewal personnel deposit the insurance premium paid in the bank, they can fill in the payment confirmation form with a special passbook to the street social security office (village committee) where the account is located every month from 1 to 10. 3. The village committee shall submit the payment confirmation form to the township social security office before 13 every month. The Social Security Institute will enter the payment confirmation form into the prepayment information system of urban and rural residents' old-age insurance before every month 16. The following process is the same as item 4- 10 of the flow of new insured persons. Two. Payment procedure (1) Payment of pension 1. County agencies should submit the electronic information of pensioners in the current month to the bank before 10 every month, and fill in the remittance slip. 2. Before 15 every month, the bank will withdraw the corresponding funds from the expenditure households of the district and county agencies according to the amount of the remittance slip and transfer them to the special passbook for pensioners. (2) Pay the death inheritance fund 1. The county agency will hand over the electronic information of the death inheritance fund that should be paid in the current month to the bank and fill in the remittance slip. 2. According to the amount of the remittance slip, the bank will withdraw the corresponding funds from the expenditure households of the district and county agencies and transfer them to the special passbook for the deceased. 3. The relatives of the deceased should go to the social security office to issue a certificate of receiving the death inheritance fund, and hold the certificate to the bank to withdraw the inheritance fund and cancel the account. (3) Payment of settlement funds and transfer funds (personal account funds are moved to areas without social insurance system) 1. The district/county agency shall submit the electronic information of the surrender and transfer personnel that should be paid in the current month to the bank and fill in the remittance slip. 2. According to the amount of the remittance slip, the bank will withdraw the corresponding funds from the expenditure households of the district and county agencies and transfer them to the special passbook for surrender and transfer personnel. 3. The person who receives the surrender and transfer money goes to the bank to withdraw the surrender and transfer money and then cancel the account.