How can the floating population pay social security in Wuhan, but can they only pay old-age insurance instead of medical insurance?

1. Bring your ID card to the social security office in the area where your household registration is located, and you can apply for payment (individual payment), old-age insurance and medical insurance for the floating population. You don't have to pay medical insurance, so hospitalization can't be reimbursed.

2. The premise of receiving retirement fee for old-age insurance is that it must be paid 15 years, otherwise the payment will be refunded and no longer enjoy retirement fee. Hospital expenses can be reimbursed after half a year. If you owe money, you can stop reimbursement. If you pay it again, you will enjoy the treatment after half a year. Medical insurance must be paid 10 years. After retirement, you can enjoy medical insurance benefits without paying fees, and you can make up for it if you can't reach the payment period. You are young and healthy now, and you can decide whether to pay medical insurance now according to your financial situation. There is also a premise that the medical insurance payment must be paid to the elderly, but you can not pay the pension payment for the time being.

3. Every July, the payment standard will be raised. Some companies pay 28% of their wages (8% for individuals and 20% for companies). Individuals pay your own personal account, and the company's contribution belongs to the social security fund, not yours. Your personal contribution is your personal account, and you can return it if you don't meet the retirement conditions in the future.

4. If individual payment is introduced now, payment will be made according to the current standard, and payment will be made according to the new standard in July.

Supplement: I suggest you open your own personal payment now, so that you can open a social security account in Wu Hanyou. When working in a new unit in Wu Hanyou in the future, you can transfer to the new unit to pay the fees. If you are unemployed, you can transfer it to yourself. All payment years can be calculated as your payment years. If you work in a company in Wuhan in the future, you can transfer the funds from your personal account in Shanghai company to your current account in Wuhan. Because there is no network in the country, the fund center is not personal, and you must work in a company in Wuhan to transfer the funds.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.