Significance of social security accumulation fund payment

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Is it necessary to pay social security accumulation fund for the new unit?

1. Can the social security accumulation fund be paid off? Do you need to return it?

At present, the payment period of social security is cumulative, but long-term payment and overpayment of pensions will lead to more. If your financial conditions permit, I suggest that you pay back in time. The longer the payment interval, the greater the difficulty and the higher the interest.

Especially for small partners who are preparing to have a baby or apply for provident fund loans, social security and provident fund cannot be broken off during the resignation period, otherwise it will affect the application for residual reimbursement and provident fund loans. If you can't find a work unit temporarily after leaving your job, you can find a professional human resources company to take over for you.

2. How long can social security and provident fund be repaid? Can I make up for my impending retirement?

Individuals who have no loan demand need not repay the provident fund, and the paid provident fund can only be used as the loan balance after one year. Of course, if you have the need to repay, you can also repay.

Generally, there is no clear social security payment period limit, which needs to be determined according to your specific situation. If you can identify the length of service from your file, or if you have paid social security in the unit before, you can pay it back. Those who retire immediately can't make up for it without paying social security before, and they can't make up for it without the above conditions. This is unfair to those who have been paying social security, and the social security department is determined to put an end to it.

Therefore, it is suggested that you pay and repay social security in time as soon as possible, so as to ensure that the accumulated pension payment is 15 years and the accumulated medical payment is 25 years, so as to avoid not enjoying normal treatment at retirement age.

3. If the payment is made, is it according to the company's previous standard code?

You don't have to follow the standards of the previous company. You can generally choose your own cardinality. You can find a professional personnel agency to pay for you according to the minimum base of the year (60% of social wages).