What kind of people can receive disability allowance?

The condition for receiving disability allowance is that the insured is disabled due to illness or non-work, and has been completely incapacitated by the labor ability appraisal committee at or above the prefecture level; The accumulated payment period of the insured (including deemed payment period) is over 15 years or more; The insured has not reached the statutory retirement age.

Article 17 of the Social Security Law stipulates that those who have completely lost their ability to work due to illness or non-work-related disability before reaching the statutory retirement age can receive disability allowance. The required funds are paid from the basic old-age insurance fund.

For example, if a man who participates in the endowment insurance for enterprise employees has reached the age of 45 and completely lost his ability to work due to illness or non-work-related disability, but has not yet reached the retirement age of 50, he cannot receive a pension because his retirement age is 50. At this time, it will be very embarrassing and there will be no source of income. What should I do?

So the disability allowance came into being, which is money for such people. It can be said that this system design is very kind.