Putian rural social security fund collection and payment

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The rural population can participate in the new rural endowment insurance before the age of 60, and the specific policies are as follows:

1. Basic guarantee: the basic living expenses of ordinary people are guaranteed, and the central policy subsidizes 55 yuan (after the age of 60) every month.

Wide coverage: the payment standard is low (calculated by 6% of farmers' annual net income) and 205 yuan is paid every year.

Flexibility: With the improvement of living standards, the monthly subsidy of 55% will increase year by year (if there is a central policy, it may increase once every two or three years, or it may be raised every year).

Sustainability: one is to make the payment of ordinary people sustainable, and the other is to make policy subsidies sustainable. In other words, find a balance between income and payment. Let the people pay (205 per year), and the policy can also be supplemented (660 per person per year for 60 years old).

Two. Institution: Agricultural Insurance and Endowment Insurance Management Center, a deputy bureau-level unit under the Labor Bureau.

Third, payment: 205 yuan per person per year, more than ten yuan per month. There are three stages:

If you are over 60 years old, you should pay 65438+3075 in 2005 in one lump sum, and you will be exempted for one year if you are one year older, 6 1- 14 years, and over 67 -8 years (according to the age in July 2009 1, with 1 as the base date).

If you are 45-59 years old, pay it every year after 205 (46 years first, 2 years, -59 years 15 years).

16-44 years old, pay 205 per year.

Four. Collection and surrender

Starting from 60th anniversary 1, the collection standard is = = basic pension (tentative 55 yuan)+total individual contributions/160 (individual contributions are collected on 160);

Enjoy time: when to live and when to enjoy.

2. How many months' pension will be refunded if he dies within 160 months after receiving it (excluding 55 yuan subsidy, there is no subsidy 55 at the time of death);

3. If you don't receive (died under 60 years old), the individual contribution plus interest will be returned to the legal (designated) beneficiary.

Take an extreme example: an old man is now 90 years old and should pay 1640. He paid 1640 in the current month and received 65.2 yuan in the next month (55+ 10.2- 10.2J is (1640/ 160). After a month, he died with an income of 65. 2 yuan and1629.8 (1640-10.2) returned to his family died ten years later (120), earning 65. 2 multiplied by 120 months, and 1640 returned to the home property minus ten years (120 months 10.2. If he has received 160 months, he will not refund it (his personal account should have been received), but he will still receive 65 as long as he is alive.