The difference between Zhaoqing social security and Guangzhou social security

The differences between Zhaoqing Social Security and Guangzhou Social Security are as follows:

1, coverage rate. The coverage of Zhaoqing social security and Guangzhou social security may be different. The specific insurance objects and conditions may vary from region to region. For example, in Guangzhou, the regular participants include employees, individual industrial and commercial households and freelancers. , and Zhaoqing's insured objects may be different;

2. Payment standard. Social security payment standards may vary from region to region. According to the local economic development level, population structure and employment situation, the social security payment standard may be different;

3. Social security policy. Zhaoqing and Guangzhou may have different social security policies and welfare benefits. For example, the reimbursement rate of medical insurance, the retirement age and treatment of old-age insurance, and the payment standard of unemployment insurance may be different in different regions;

4. Processing and organization. Zhaoqing and Guangzhou may have different procedures and institutions when handling social security-related affairs. For example, there may be differences in payment reimbursement procedures, social security card handling methods, and organizational structure of social security bureaus.

The role of social security:

1, the more individuals pay, the more investment the unit will give you. The payment of five insurances and one gold is the same base, and the proportion of units and individuals is different. The unit pays about twice as much as the individual.

2. The payment of social security accumulation fund is tax-free, not only personal income tax is not deducted when paying, but also personal income tax is not deducted when receiving benefits, and interest tax is not deducted from special accounts; If you pay me, you need to withhold personal income tax, and if you deposit it in the bank, there will be interest tax.

3. Pay the old-age insurance to reach the minimum age. After reaching the statutory retirement age, you can apply for retirement and receive a monthly pension. Pension can be received until death. With the improvement of social living standards, it will only increase rather than decrease, and the amount of capital increase will be adjusted every year, which can ensure the stability and reliability of old age life.

4. Paying medical insurance can get medical insurance reimbursement; If the accumulated contributions on the job reach the minimum number of years, you can enjoy medical insurance benefits higher than on-the-job reimbursement without continuing to pay basic medical expenses after retirement.

5. Payment of maternity insurance can reimburse the expenses of prenatal examination, family planning operation and delivery operation. Moreover, the maternity insurance premium is entirely borne by the unit.

6. Payment of unemployment insurance benefits You can get unemployment insurance benefits and other subsidies when you are unemployed. Unemployment insurance is a kind of policy insurance, which is usually not available in commercial insurance companies.

7. Pay work-related injury insurance, and you can get compensation in case of work-related accidents or occupational diseases. You are not afraid of 10 thousand yuan, but you are afraid of one thousand, especially some major accidents. Don't worry about small companies delaying payment. Moreover, the work-related injury insurance premium is entirely borne by the unit.

8. Paying the housing provident fund is equivalent to the unit depositing a tax-free income in proportion to you, which can be used for housing-related purposes. If you don't use it up at work, you can take it out once after retirement; In addition, the housing provident fund loan interest rate is lower than that of commercial loans.

To sum up, Zhaoqing social security is different from Guangzhou social security in coverage, payment standards, social security policies, handling procedures and institutions.

Legal basis:

Article 2 of People's Republic of China (PRC) Social Insurance Law

The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law when they are old, sick, injured, unemployed and have children.