You don't have to pay social security after you are 46, do you?

You still have to pay social security after you are 46.

According to the relevant national regulations, even if you are 46 years old, you still need to continue to pay social security. First of all, social security provides individuals with multiple social security, including pension collection. Secondly, individuals who have not paid 15 years before the statutory retirement age can choose to continue to pay social insurance premiums until they reach the minimum age. For those who have reached the statutory retirement age but have not paid enough years, they can pay to 15 in one lump sum in order to receive the basic pension on a monthly basis. In addition, you can also choose to transfer to the new rural social endowment insurance or urban residents' social endowment insurance and enjoy the corresponding pension insurance benefits. Therefore, continuing to pay social security after the age of 46 is of great significance to ensure that you can receive a pension in the future.

Retirement age requirements for social security:

1. According to the current policy, the retirement age for men is 60, and that for women is 55 for workers and 50 for cadres.

2. The social security payment period generally requires more than 15 years to receive a pension after retirement;

3. Some regions or industries may have special retirement age and social security payment regulations;

4. Early retirement needs to meet certain conditions, such as length of service and physical condition;

5. The policy of delayed retirement is gradually advancing, and the retirement age may be adjusted in the future.

To sum up, according to the relevant national regulations, even at the age of 46, you still need to continue to pay social security, because it provides multiple social security for individuals, including pension collection, and can meet the minimum age requirements to ensure that you can receive pensions in the future.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 16

Individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid a total of fifteen years when they reach the statutory retirement age. Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.