Xiamen home purchase policy 2023

Entering the year 2023, Xiamen's property market policy also has a new change. Just on January 5, 2023, the People's Bank of China and the China Banking and Insurance Regulatory Commission (CBIRC) issued a notice deciding to establish a dynamic adjustment mechanism for the interest rate policy for the first set of housing loans.

Many fans are ready or interested in purchasing a home in Xiamen, and have begun to ask about the current policies related to buying a home and settling down. For you to organize a Xiamen latest and most complete purchase restrictions, loans, settlement, degree and other policies, I hope to be able to help you on the way to buy a house.

Xiamen property market policy purchase restrictions since December 5, 2022, Xiamen off-island purchase restriction policy slightly adjusted. The off-island purchase restriction policy is adjusted to the actual work and life in the city, non-city household registration without housing families, and individuals can be limited to 1 set of housing on the off-island.

Restricted purchase policy remains unchanged

The past four years of continuous payment of three years of social security, or declaration of personal taxes of non-city household registration families and individuals, as well as eligible talent of non-city household registration is limited to purchase 1 housing on the island. The city adheres to the positioning that houses are for living, not for speculation.

Strictly implement the requirements of real estate regulation and control, support rigid and improved housing demand, to meet the reasonable housing needs of new citizens. Non-city households and individuals are in principle limited to purchase 1 set, the city's households are in principle limited to purchase 2 sets. As we all know, Xiamen implementation of the buy policy has always been for different groups, the implementation of different degrees of purchase restrictions.