How to use the balance of social security card medical account

Legal analysis: the use of individual medical insurance account balance is slightly different in different regions. The following is how to use the balance of the medical insurance card:

1. Withdrawal: Most cities do not support withdrawing the balance of medical insurance cards, but Beijing and Wuhu do.

2. Buy insurance: Some cities support using the balance of medical insurance cards to buy commercial insurance, but only medical insurance cards can be used to buy insurance products recognized by the Social Security Bureau, and no insurance products can be bought.

3. Physical examination and vaccination: The balance of the medical insurance card can be used to pay for the medical examination or vaccination expenses of yourself and your children.

Legal basis: Regulations of People's Republic of China (PRC) on Medical Insurance.

Article 1 In order to ensure the basic medical care for urban workers and rationally utilize medical resources, these Regulations are formulated in accordance with the relevant provisions of the state and combined with the actual situation of this province.

Article 2 The following units and their employees in towns of this province must participate in the basic medical insurance in accordance with these regulations:

(1) Enterprises and their employees;

(2) Organs, institutions, intermediaries, social organizations, private non-enterprise units and their employees;

(3) Employers of troops without military status and their employees.

These Regulations shall apply to the retirees of the above-mentioned units.

Article 3 The basic medical insurance fund for urban workers shall be established, and the system of combining individual medical accounts (hereinafter referred to as individual accounts) with basic medical pooling funds (hereinafter referred to as pooling funds) shall be implemented.

The ownership of personal accounts belongs to individuals. The ownership of the overall fund belongs to all personnel participating in the basic medical insurance.