Guangdong lump-sum social security policy 2023

Guangdong lump-sum social security policy 2023 is as follows:

1, the payment period of old-age insurance is less than 15 years, so you can't get a pension. Payment period 15 is the minimum threshold for receiving pension. If you want to receive more pensions, you need to pay more social security fees and increase the payment period;

2, medical insurance payment period is lower than the minimum age standard, can not enjoy lifelong medical insurance benefits. But at present, medical insurance can be paid in one lump sum, so for most people, there is still room for remedy;

3. At present, the one-time supplementary old-age insurance policy has been cancelled in most areas:

(1) With the increase of retirees, the pressure of social security fund payment increases year by year;

(2) On the other hand, encourage employees and flexible employees to actively pay social security. Social security is a guarantee system for people to collect firewood.

Methods of paying social security:

1, go directly to the social security management department where the household registration is located, and generally apply for social security in the township social security department (community neighborhood Committee) or county social security bureau;

2. Bring personal ID card and photocopy, two recent bareheaded one-inch photos, insurance premium, application form and other materials to apply.

Information to be prepared for individual social security payment:

1. If the social insurance premium is not declared and paid in time, it is necessary to prepare the original and photocopy of the labor contract signed by the insured and the company, and a detailed list of the insured's salary payment;

2. If the court decides to pay social security fees through mediation, labor inspection and labor arbitration, it is necessary to bring the corresponding mediation book or award;

3. If it is to pay the social security fee for the last six months, the employer can directly go to the social security self-service platform to operate. At this time, it is necessary to bring the payment application, the labor contract of the insured and the salary payment details.

Personal social security payment application conditions:

1, the age of the insured has not reached the statutory retirement age, that is, the male has reached 60 years of age and the female has reached 55 years of age, and can apply to pay social insurance premiums within 6 months;

2. When the new rural insurance and urban residence insurance policies are implemented, if the insured person is under the age of 15, the payment will be made year by year before reaching the retirement age. After reaching the retirement age, you can choose to make a one-time payment, but you need to pay attention to the fact that the cumulative period after payment cannot exceed 15 years;

3, due to court mediation, labor inspection, labor arbitration and other rulings need to pay social insurance premiums;

4. According to the rules of household registration, social insurance premiums are required.

To sum up, the units that did not participate in the basic old-age insurance of enterprises and the enterprises and personnel that interrupted the collection of basic old-age insurance premiums only provided a basis for all parties to pay the old-age insurance premiums that had been interrupted before and continue the old-age insurance relationship.

Legal basis:

Article 63 of People's Republic of China (PRC) Social Insurance Law

If the employer fails to pay social insurance premiums in full and on time, the social insurance premium collection agency shall order it to pay or make up within a time limit.

If the employer fails to pay or repay the social insurance premium within the time limit, the social insurance premium collection agency may inquire about its deposit account in banks and other financial institutions; And can apply to the relevant administrative departments at or above the county level to make a decision on the allocation of social insurance premiums, and notify their bank or other financial institutions in writing to allocate social insurance premiums. If the balance of the employer's account is less than the social insurance premium that should be paid, the social insurance premium collection agency may require the employer to provide guarantee and sign a deferred payment agreement.

If the employer fails to pay the social insurance premium in full and fails to provide guarantee, the social insurance premium collection agency may apply to the people's court for sealing up, distraining and auctioning the property whose value is equivalent to the social insurance premium that should be paid, so as to offset the social insurance premium with the proceeds from the auction.