What is medical insurance? What is social security?

Medical insurance refers to the basic medical insurance system for urban workers, which is a social insurance system established to ensure the basic medical needs of employees according to the affordability of finance, enterprises and individuals.

Social security refers to social insurance systems such as endowment insurance, medical insurance, industrial injury insurance, unemployment insurance and maternity insurance. The details are as follows:

Old-age insurance: Old-age insurance is a social insurance system in which workers get certain economic compensation, material help and services from the government and society after reaching the legal retirement age.

Medical insurance: social insurance private hospitals will be included in the scope of medical insurance. Recently, Li Jinghu, deputy secretary-general of China Medical Insurance Research Association and deputy director of the National Ministry of Human Resources and Social Security Social Security Research Institute, said that private medical institutions are treated equally and included in the designated scope of basic medical insurance according to certain conditions. The basic medical insurance system for urban employees is a social insurance system based on the affordability of finance, enterprises and individuals to ensure the basic medical needs of employees.

Industrial injury insurance: Industrial injury insurance is also called occupational injury insurance. After a worker suffers from accidental injuries due to work or occupational diseases due to exposure to occupational hazards such as dust, radiation and toxic substances, the state and society shall provide necessary material assistance to the disabled and relatives of the deceased;

Unemployment insurance: unemployment insurance is a system enforced by the state through legislation, and funds are set up by the society to provide material assistance to workers who temporarily suspend their livelihood because of unemployment;

Maternity insurance: Maternity insurance is based on the physiological characteristics of reproductive behavior. When working women temporarily stop working and lose their normal income due to childbirth, the state or society provides them with material help. Maternity insurance benefits include maternity allowance and maternity medical services.