New rules for one-time payment of social security 2023

Social security is the most basic insurance in China, covering different levels, such as endowment insurance and medical care. From the perspective of endowment insurance, you don't enjoy the rights and interests in the early stage, but you need to complete the payment, and you can enjoy life-long treatment after the accumulated payment is over 15 years. If it is not paid in full, there will be a demand for payment. So, do you know any new rules for one-time payment of social security in 2023?

1.What are the new rules for lump-sum payment of social security in 2023?

1, you can choose to pay back the money annually, but generally it can only be paid for three years. At the same time, you should pay attention to timely payment or there will be late fees.

2. If the retirement age has not reached 15 years, you can choose to postpone retirement, but the retirement delay time cannot exceed 5 years.

3. You can choose to switch to resident social security, and then choose a one-time payment method, which can save time and cost compared with other payment methods.

4. It can also be handled by stopping paying social security or surrendering, but if you can no longer enjoy pension benefits, and surrendering only returns the full amount of your personal account.

Second, is it cost-effective to pay social security in 2023?

1, generally speaking, it is more cost-effective to pay social security, because it allows us to enjoy lifelong pension treatment, which is welfare and public welfare. The demand for old-age care is also one of the most concerned needs at present.

However, we need to pay the social security fee in full. We only need to pay 8% of the old-age insurance fee in the company, but we need to pay 28% for social security. It is not very cost-effective, so it is generally not recommended to cut off social security for a long time.

3. How much can social security receive in 2023?

After completing the social security payment procedures, you can enjoy the lifelong pension after the accumulated payment has reached 15 years. The specific application amount is related to the actual payment, which is calculated according to the accumulated amount of personal account/payment months plus our basic pension amount.

1. The basic social security pension for urban and rural residents has a fixed payment standard, which is different in different regions, mainly related to the local economic development level.

2. Basic social security pension for employees = (average salary of local society+average salary of employees before retirement * payment index) /2* 15* 1%.

The above is a specific introduction to the new rules for one-time payment of social security in 2023. It is best for everyone to pay social security continuously, and it is best to meet the requirements of accumulated years before retirement. The longer the payment time, the richer the pension benefits.