Can you still buy urban and rural endowment insurance at the age of 60?

Yes, people over 60 can buy urban residents' pension insurance.

The insured can freely choose the payment grade, and pay more and get more. The local people's government should pay subsidies to the insured, and the subsidy standard should be higher than the 30 yuan per person per year; Those who choose a higher standard of payment may be appropriately encouraged, and the specific standards and measures shall be decided by the people's governments of provinces (autonomous regions and municipalities). The local people's government will pay part or all of the minimum standard old-age insurance premium for severely disabled people in cities and towns.

First, the urban and rural residents' pension insurance insured to participate in urban and rural residents' pension insurance, at least 60 years of age can still pay pension insurance. If the age of the insured reaches the critical value stipulated by the local government, then the insured should not only pay the pension, but also enjoy retirement benefits. However, it should be noted that when the age reaches the local critical value, the insured can only receive the basic pension according to local standards. The critical value set by different places is different, and the insured needs to consult the relevant institutions before joining the endowment insurance.

Second, the old-age insurance for urban employees If the insured participates in the old-age insurance for urban employees, then the old-age insurance cannot be paid in one lump sum over 60 years old. At present, most areas have cancelled the policy of paying back the old-age insurance in one lump sum, but a few areas still have the policy of paying back the old-age insurance, so the insured needs to consult the relevant local institutions before joining the insurance. In addition, if you have worked for 15 years, the employees who can't retire because the employer doesn't abide by the law are not insured before the age of 60, and the reason why they are not insured is that the work unit has not paid the old-age insurance uniformly for the employees. In this case, the insured can choose to use legal rights protection. After successful rights protection, the insured can ask the employer to pay the old-age insurance money for him. After retirement, the insured can still receive a monthly pension.

Legal basis:

rights protection law of the people's republic of elderly people

Article 2 The term "old people" as mentioned in this Law refers to citizens over the age of 60.

Article 31 The state provides basic living, medical care, housing or other assistance to the elderly who are in financial difficulties. The local people's governments at all levels shall provide support or assistance to the elderly who have no ability to work, no source of income, no supporter or supporter, or their supporters and supporters really have no ability to support and support. Local people's governments at all levels shall provide assistance to vagrants, beggars and abandoned elderly people.

People's Republic of China (PRC) social insurance law

Tenth employees should participate in the basic old-age insurance, the basic old-age insurance premiums paid by the employer and employees. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employer and other flexible employees can participate in the basic old-age insurance, and individuals pay the basic old-age insurance premium. The measures for the endowment insurance of civil servants and staff managed by reference to the Civil Service Law shall be formulated by the State Council.

Sixteenth individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have accumulated contributions for fifteen years when they reach the statutory retirement age. Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.