What should I do if my medical insurance is repeated?

Repeated payment of medical insurance in two places can be refunded through surrender, and medical insurance can only be paid in one place. If the insured pays medical insurance in more than two places, the transfer agency shall be responsible for cleaning up according to the principle of "first transfer and then liquidation". Go to the social security bureau to reserve a quota and return the fund that has been paid repeatedly. The medical insurance paid by two places at the same time can be calculated cumulatively. The time of repeated payment is not accumulated, and the corresponding refund procedures for repeated medical insurance can be handled in one place.

Repeated participation in medical insurance is as follows:

1. If the social security of the same type is paid repeatedly, the insured may ask the social security agency to check the amount and return it;

2. If different types of social security are paid repeatedly, the insured can apply for merging into one social security.

Medical insurance shall not be refunded under the following circumstances:

1, the insured pays medical insurance premiums in more than two insured units at the same time, and the medical insurance premiums paid by their units will not be refunded, and the individual accounts will be merged;

2. If the insured participates in medical insurance for employees and residents in the same period, the duplicate payment will not be refunded;

3. Before the publication of the social flat wage in the previous year, employees who have stopped medical insurance or been transferred by the unit will not be liquidated and refunded after the publication of the social flat wage.

What are the principles for dealing with repeated enrollment?

1. If the employee participates in medical insurance repeatedly, the insured relationship of the current employment place shall be retained in principle;

2, repeated participation in medical insurance for urban and rural residents, in principle, keep the insured relationship of permanent residence;

3 students repeat insurance, in principle, keep the insurance relationship where their school is located;

4, cross-system repeated insurance and continuous participation in employee medical insurance 1 year or more (including 1 year), in principle, keep the employee medical insurance relationship.

To sum up, in the case of repeated participation in medical insurance, eligible units or individuals can apply for medical insurance refund, but in some cases they can't.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 16

Individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid a total of fifteen years when they reach the statutory retirement age.

Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.