How do unemployed people pay social security?

Unemployed people can directly pay social insurance premiums to social insurance fee collection agencies as flexible employees.

Unemployed people can directly pay social insurance premiums to social insurance fee collection agencies as flexible employees; But only the basic medical insurance premium and the basic old-age insurance premium can be paid. If the unemployed find a new employer, the new employer will withhold and pay the social insurance premium and inform me of the details of paying the social insurance premium every month. Individual industrial and commercial households without employees, part-time employees who have not participated in social insurance in the employer and other flexible employees can also pay social insurance premiums in the same way.

Influencing factors of social insurance premium payment of unemployed people;

1. payment base: usually 60% to 300% of the average salary of local employees in the previous year is used as the payment base;

2. Payment ratio: the proportion of flexible employees paying social insurance premiums may be different in different regions;

3. Payment types: including endowment insurance and medical insurance. Different types of insurance rates are also different;

4. Subsidy policy: some areas may subsidize the social insurance premiums of flexible employees;

5. Payment years: affect the years and amount of receiving pension in the future;

6. Personal income level: determines the amount of social insurance premiums that individuals can bear.

To sum up, the unemployed can directly pay the basic medical insurance premium and the basic old-age insurance premium to the social insurance premium collection agency as flexible employees. If a new employer is found, the new employer will withhold and pay the social insurance premium and inform the payment. In addition, individual industrial and commercial households without employees, part-time employees who have not participated in social insurance in the employer and other flexible employees can also pay social insurance premiums in the same way.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 60

The employing unit shall declare itself and pay social insurance premiums in full and on time, and shall not postpone or reduce the payment except for legal reasons such as force majeure. The social insurance premiums that employees should pay shall be withheld and remitted by the employer, and the employer shall inform me of the details of paying social insurance premiums on a monthly basis. Individual industrial and commercial households without employees, part-time employees who have not participated in social insurance in the employing units and other flexible employees can pay social insurance premiums directly to the social insurance premium collection agencies.