How to buy personal supplementary medical insurance?

Individual supplementary medical insurance can generally be purchased in the following ways:

1, Social Security Bureau: You can go to the local social security bureau to make a purchase. Personal supplementary medical insurance provided by social security bureau is generally more favorable, but it needs to meet certain conditions and requirements when purchasing;

2. Insurance companies: You can choose some large insurance companies to buy, such as China Life Insurance, China Ping An Insurance and Taikang Life Insurance. These insurance companies provide a wide range of personal supplementary medical insurance, so you can choose the corresponding insurance products according to your own needs when purchasing;

3. Online purchase: Online purchase can be made through some Internet insurance companies, such as Ping An Good Doctor and Internet medical insurance. Personal supplementary medical insurance provided by these insurance companies is relatively cheap and the purchase process is relatively simple.

The medical insurance card processing flow is as follows:

1. The insured person carries his/her valid certificate (ID card, household registration book, etc.). ) apply to the neighboring county medical insurance center, and the county medical insurance center will settle on the spot;

2. The insured person can also apply to the nearest street (town) medical insurance service point (hereinafter referred to as the service point) for handling, and the service point will be completed within 3 working days. The insured shall go to the service point to receive the "Medical Insurance Card" within the specified time;

3. The insured may entrust others to handle it on his behalf. Customers need to carry valid certificates of themselves and the insured when handling;

4. When the employer handles it centrally, it can be handled by the employer's letter of introduction and the valid certificate of the agent, and then the employer issues the medical insurance card to the insured.

To sum up, the specific appointment handling methods may be different in different regions and different medical institutions. You can consult the local medical insurance management department or specific medical institutions to understand the specific procedures and requirements for making an appointment.

Legal basis:

Article 30 of People's Republic of China (PRC) Social Insurance Law

The following medical expenses are not included in the payment scope of the basic medical insurance fund:

(a) shall be paid by the industrial injury insurance fund;

(2) It shall be borne by a third party;

(3) borne by public health;

(4) Go abroad for medical treatment.

Medical expenses that should be borne by a third party according to law. If the third party is unable to pay or cannot determine the third party, the basic medical insurance fund will pay in advance. After the basic medical insurance fund pays in advance, it has the right to recover from the third party.