Guangzhou 20 14 Minimum Standard of Five Risks and One Gold

What is the minimum standard of Guangzhou 20 14 for five insurances and one gold?

Experts remind that social security and provident fund contributions are calculated on an annual basis, and after the five insurance and one gold payment base is selected, it will remain unchanged in that year. Take social security as an example: under normal circumstances, the social security payment year is from July 1 day of the current year to June 30 of the following year. For example, the social security payment year of 20 13 is from July 1 year to June 30/20 14, not from June 13 to June/2.

Therefore, we say that the payment standards for five insurances and one fund in 20 14 years usually include the second half of 20 13 years and the first half of 20 14 years, and the relevant payment standards will change in June and July every year. In addition, each city has different regulations on the payment policies related to social security and provident fund. Please refer to the data published by the Human Resources and Social Security Bureau and the Housing Provident Fund Management Center of your city. The following data is for reference only!

1 and 20 13 Guangzhou social security contribution base and proportion.

(a) Proportion of social security contributions

Endowment insurance: unit 12%, individual 8%

Medical insurance: unit, 8%, individual, 2%, critical illness insurance 12.45 yuan/month.

Unemployment insurance: unit: 1.5%, individual 0.5%.

Work-related injury insurance: unit: 0.5%, and individuals do not have to pay.

Maternity insurance: unit: 0.85%, individuals do not have to pay.

(B) social security payment base

From July 20 13/day, the social insurance benefits and related payment standards will be calculated based on the average monthly salary of employees in the province in 20 1 2. In 20 12 years, the average monthly salary of employees in the province is 42 15 yuan; The average monthly salary of employees in Guangzhou in 20 12 years is 53 13 yuan, and the upper and lower limits of social insurance premium payment base in 20 13 years will be adjusted from July 13.

After adjustment, the upper limit of the basic old-age insurance payment base for urban workers is adjusted from 1 1289 yuan to 12645 yuan; The lower limit is adjusted from 2258 yuan to 2529 yuan. The payment base for urban individual industrial and commercial households and flexible employees to participate in endowment insurance can be within the range of 60% to 300% of the average monthly salary of employees in the province last year, according to their actual income and economic affordability. After the payment base is selected, it will remain unchanged in the same social security year. The upper limits of basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance for urban workers were adjusted from 14367 yuan to 15939 yuan. The lower limit of the basic medical insurance and maternity insurance for urban workers was adjusted from 2,873 yuan to 3 188 yuan. The minimum payment base of work-related injury insurance and unemployment insurance is the monthly minimum wage of employees of enterprises in Guangzhou, that is, 1.550 yuan. The payment base for urban flexible employees to participate in medical insurance is the average monthly salary of employees in Guangzhou last year, that is, 53 13 yuan.

2, 20 13 Guangzhou housing provident fund deposit base and proportion.

(1) deposit ratio

1. The proportion of units and individuals paying housing provident fund is 5%-20% respectively, and the specific proportion is selected by units and individuals according to the actual situation. In principle, each unit can only choose one unit deposit ratio, and the individual deposit ratio should be equal to or higher than the unit deposit ratio. The deposit ratio is an integer multiple of 1%.

2 units that have difficulties in depositing housing provident fund may apply to our center to reduce the deposit ratio according to the current policy documents, and our center shall report to the Municipal Housing Provident Fund Management Committee for approval.

(2) Deposit base

1. Since July of 1 20 13, the deposit base of individual housing provident fund for employees has been adjusted from the total monthly salary of employees of 20 1 1 to the total monthly salary of employees of 20 12.

2. The upper limit of the deposit base is five times the average monthly salary of employees in 20 12 announced by the statistics department of this Municipality, that is, 53 13 yuan? 5=26565 yuan. If the total average monthly salary of employees (the average monthly salary of the actual annual salary system) does not exceed the above limit, the actual average monthly salary shall be used as the deposit base; If it exceeds the above limit, the limit shall be used as the deposit base.

3.2065438+65438 In 2003 +65438 10 +0, new employees began to pay the housing provident fund in the second month of work, with the total salary of the second month of work as the payment base.

After 20 13 and 1, the newly transferred employees will pay the housing provident fund from the month of transfer, with the total wages of the month transferred as the payment base.

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