What is supplementary medical insurance?

Supplementary medical insurance refers to insurance supplemented on the basis of basic medical insurance, which is a powerful supplement to basic medical insurance and an important part of multi-level medical security system. Including enterprise supplementary medical insurance, commercial medical insurance, social mutual assistance and community medical insurance and other forms.

legal ground

Article 27 of the Social Insurance Law: Individuals who participate in the basic medical insurance for employees will not pay the basic medical insurance premium after retirement and enjoy the basic medical insurance benefits in accordance with state regulations if their accumulated contributions reach the fixed number of years stipulated by the state when they reach the statutory retirement age; Those who have not reached the fixed number of years prescribed by the state may pay the fees to the fixed number of years prescribed by the state. Article 28 of the Social Insurance Law conforms to the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards and emergency and rescue medical expenses, and shall be paid by the basic medical insurance fund in accordance with state regulations.