The first thing you need to do is to make sure that you have a good understanding of what you are doing and how you are doing it.

Now farmers involved in urban and rural residents pension insurance, it is still possible to before the age of 60 years old a one-time retroactive payment of pension insurance premiums, because the introduction of the pension insurance time was relatively late, many people to the age of 60 years old in fact did not pay the full 15 years, so the policy is still allowed to retroactive payment. This is only for urban and rural residents' pension insurance, not for employees' pension insurance.

Like you are now 55 years old, there are still 5 years from the retirement age, then this time you are completely can make up 15 years of pension insurance premiums. Let's take a look at the contribution brackets for Hebei's urban and rural residents' pension insurance. In 2020, the contribution standard is seven brackets of 200, 300, 500, 1,000, 3,000, 5,000 and 8,000 yuan per year, and the higher the contribution bracket you choose, the higher the pension entitlement you will get.

If you make up 15 years of contributions according to the 8,000 yuan contribution bracket, then it is a cost of 120,000 yuan to get almost 1,000 yuan of pension benefits. And if you choose a contribution bracket like 200 yuan and make up 15 years of contributions, then it's a cost of 3,000 yuan, and the pension you get is just over 100 dollars, which is still a big difference.

It is necessary to look at the provinces to pay the amount of urban and rural residents pension:

Based on the payment of the grade to see, in order to calculate how much you need to pay, because some provinces to be a little higher, if you pay by the highest level of payment, it may be necessary to pay up to about 140,000 yuan, and if you pay by the lowest level of payment in some provinces, you only have to to pay 1,500 dollars, so there's no set standard.

This depends on the region where you are, the grade of the urban and rural residents' pension insurance premiums you pay to determine, you can also look at, Hubei, Qinghai, Hunan, Yunnan, Chongqing, for rural households, if the lowest grade to calculate, 15 years only need to pay 1,500 yuan on the line, but for Beijing, if the 15 years of a one-time retroactive payment, because of this year and a rise in the Basic pension, so 15 years a **** need to pay about 140,000 yuan, which is a great expense.