Job Recruitment Website - Social security inquiry - How to pay if the social security is broken?
How to pay if the social security is broken?
1. Self-payment by the Social Security Bureau: you can go directly to the Social Security Bureau and pay social security for urban workers or urban residents;
2. Intermediary transition: The easiest way is to find an agent to pay the social security for urban employees, just like the formal social security for employees.
After the social security is interrupted, it can be repaid under the following circumstances:
1, urban and rural residents' old-age insurance payment is insufficient 15. When they reach the age of 60, they can pay in one lump sum and go through the pension collection procedures;
2. The enterprise fails to pay social security for employees in full and on time. In this case, employees can apply for labor arbitration and ask enterprises to pay social security for themselves;
3. After leaving the job, the social security payment shall not exceed 3 months, and social security payment is allowed in general areas. When paying social security, that is, in the last three months, it may be more troublesome for more than six months, so after paying social security, you must pay it in time, otherwise the consequences will be very serious.
The process of interrupting social security is as follows:
1. Endowment insurance: You can apply for supplementary payment after breaking off diplomatic relations. If the retirement age is less than 15, the money in the individual account of endowment insurance will be returned to the individual in full, and the money in the overall account will not be refunded;
2. Medical insurance: medical insurance payment cannot be used for more than 3 months, but it can be renewed. If the payment is less than 20 years, it cannot be reimbursed by medical insurance after retirement;
3. Unemployment insurance, industrial injury insurance and maternity insurance: they can be paid again after breaking off diplomatic relations, with little impact;
4. Housing accumulation fund: Breaking off diplomatic relations has no influence, and the money in the personal account will always be there, and it can still be withdrawn when it meets the conditions.
To sum up, if you don't want to interrupt the social security paid by individuals in the local social security, then individuals can find a formal social security agency and entrust them to pay social security. You can also pay social security in your own name.
Legal basis:
Article 16 of People's Republic of China (PRC) Social Insurance Law
Individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid a total of fifteen years when they reach the statutory retirement age.
Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.
Article 27
Individuals who participate in the basic medical insurance for employees will not pay the basic medical insurance premium after retirement and enjoy the basic medical insurance benefits in accordance with the provisions of the state if they reach the statutory retirement age and the accumulated payment has reached the fixed number of years stipulated by the state; Those who have not reached the fixed number of years prescribed by the state may pay the fees to the fixed number of years prescribed by the state.
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