What if I don't pay retirement social security in Guangzhou?

1. What if Guangzhou reaches retirement age but fails to pay enough social security?

Of course. Social security has been suspended for several years, and it can be paid again. As long as you haven't reached retirement age, you can still pay. If you reach retirement age and the social security has not been paid for 15 years, you have to continue to pay, otherwise you will not get the pension. Go to apply for social security renewal, bring your ID card and social security card, and go to the social security bureau where you live to apply for social security renewal. It is recommended to buy full social security. Nowadays, social security is getting more and more expensive every year, and people with poor economy will feel great pressure.

2. The medical insurance payment period in Guangzhou is not enough. What if I retire?

1, people over retirement age need to go to the district administrative affairs management section for approval before they can pay the basic medical insurance;

2. The unit carries the payment slip and materials to the five-insurance payment service post of the social security center for payment procedures;

3. The unit carries the overdue bill to the five insurance financial collection post to pay the money;

4. The unit carries forms and materials to the registration department of the social security center for personnel information registration; After completing the personnel information registration procedures, enter the basic medical insurance as the payment period in the district administrative affairs management section, and then go to the social security center registration section for on-the-job retirement and synchronize the social security card information.

3. Can Guangzhou continue to buy social security when it reaches retirement age?

It is ok to pay social security at the age of 54. You can make it up in one lump sum and then apply for a pension, but it is later than the normal retirement age. After paying social security, you can enjoy the corresponding social security, but the pension of old-age insurance needs to reach the payment period before you can receive it.

After reaching retirement age, if the pension period is not paid in full or the pension insurance is insufficient 15 years, it needs to be paid monthly or year by year, and the pension can be refunded or paid in one lump sum. "People's Republic of China (PRC) Social Insurance Law" Article 16 Individuals who participate in the basic old-age insurance shall receive the basic old-age pension on a monthly basis when they reach the statutory retirement age and have paid the accumulated contributions for fifteen years.

4. What should I do if I don't pay enough social security at retirement age?

If the retirement age social security is not enough, you can continue to pay until you pay enough, or you can have sex at once when you retire.

5. What if social security fails to reach retirement age? 1. One-time payment In order to reflect the fairness of pension, the state cancelled the policy of one-time payment of social security.

Only when the following conditions are met can a lump-sum payment be made:

Employees of state-owned enterprises and institutions who retired years ago;

1educated youth who went to the countryside in 19981982;

3. Male 65 years old, female 55 years old, retirees who have paid social security in the local area before July 20 1 1 year.

Second, social security is not paid 15 years, and retirement is delayed.

Those who have reached the statutory retirement age and have not paid social security for 15 years may apply for delayed retirement.

When you reach retirement age and delay retirement, the unit can't give you insurance, so you can only pay social security by flexible employment, only pension and medical care.

You can retire and re-employ, and pay social security while working. The deferred payment is 15 years.

Three, before the establishment of labor relations with the unit, but the unit did not pay insurance for you according to law.

You can ask the unit to make up the overdue social security fee by consulting with the unit or complaining to the labor department.

IV. Providing pensions to urban and rural residents

If you are near retirement age, have not paid social security, or are near retirement age, but the social security has only been paid for three years and five years, and there is still a long time to pay 15, I suggest you pay the old-age insurance for urban and rural residents, and the old-age insurance for urban and rural residents will be changed to the old-age insurance for urban and rural residents.

Although the old-age insurance for urban and rural residents is lower than the social security pension for employees, it is most suitable for those who have never paid social security before reaching retirement age, or those who have not paid social security for employees for a long time, especially male employees.

The endowment insurance for urban and rural residents ranges from 100 yuan to 12000 yuan. Those with high payment level, such as 7,000 yuan a year, can receive a pension close to 900 yuan with interest when they retire in Qingdao. And at the age of 60, it is better to make up for it at one time.

Five, surrender and take out the money.

Surrender, to retirement age, social security payment for several years, but do not want to continue to pay social security personnel can use this method. But it is not recommended that you do this, because it is not cost-effective, and you can only take out the personal part.

Moreover, there is a consequence of this approach, that is, after retirement, there is no way to enjoy medical insurance and pension benefits.

6. What if Guangzhou reaches retirement age but fails to pay enough social security?

Yes, you can. If your previous company didn't help you pay social security, you can ask the company to help you pay it.

7. Guangzhou social security is old enough to buy.

Because social security is compulsory, if you work in a company, if you have paid social security for 20 years and have not reached the legal retirement age, you need to pay it until retirement. If the individual pays after 15 years, you don't have to pay, and you can get the old-age insurance when you retire. The longer the payment, the higher the pension.

8. What should I do if I don't pay enough social security to retire?

The retirement age is up, and the old-age insurance has not been paid enough. So 15, if you have reached retirement age and haven't paid enough pension insurance, then you have to go through the formalities of delaying retirement. How many years to delay retirement depends on how many years your pension insurance is still short. If the old-age insurance is paid less than three years, then you have to go through the formalities of delaying retirement for three years. If you have a long time, then you have to go through the formalities of delaying retirement for five years, and the pension insurance has not been paid after five years.

9. Can I retire in Guangzhou after paying social security in Guangzhou? Meet the retirement conditions and pay endowment insurance 15 years or more.

After paying social security in Guangdong Province for 10 years, transferring the social security paid in Guangdong Province back to my hometown in Jiangxi Province for more than 5 years meets the basic conditions for retirement, that is, paying the minimum old-age insurance for more than 15 years.

You can apply for retirement when you reach retirement age.

10. What should I do if I don't reach retirement age and I don't pay enough social security?

Social security has been paid for ten years, but it has not been paid for fifteen years until the legal retirement age. You can try the following methods:

1. If it meets the requirements, it can be supplemented at one time.

One-time payment is good for those who don't pay in full, but it is unfair for those who pay social security on time. Therefore, one-time payment is being phased out. 2. Individuals pay back year by year. If they reach the legal retirement age, but the social security has not been paid in full 15 years, in this case, they can choose to pay it year by year until they have paid in full 15 years, and they can apply for a pension. The disadvantage of this scheme is that when you retire, you have almost no source of income. Without some savings, the economic burden will be even greater. On the one hand, daily expenses cost money, on the other hand, I have to pay some social security money, and I haven't started to receive pensions yet.

3. Delay retirement and continue to pay normal fees.

Delayed retirement is similar to annual payment. Just paying on-the-job fees and retiring after paying 15 can alleviate some financial pressure, but it will shorten the time to receive pensions. In this case, you can choose to postpone retirement. If it only takes a few years, this way is the best, because you have already paid back part of it. If you stop paying now, you won't get a pension in the future. This is equivalent to wasting money.

4. Transfer of social security for urban and rural residents

China's current social security is divided into two categories: urban workers' social security and urban and rural residents' social security. Employee social security is paid by employees working in the unit and remitted by the unit. Units can pay part of the money and pay more, and pension and medical insurance are better; Residents' social security is paid by residents without work units, and the money is paid by themselves. Less money is paid and the treatment is poor. 5. Give up social security Some people don't participate in insurance for a long time and don't want to spend money. They can apply to give up paying social security and withdraw the balance in the card. But here, I don't recommend it. After all, social security is closely related to our life after retirement. Giving up social security means giving up a lot of benefits, which is not worth the candle.