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Can I get maternity allowance if I pay social security?
Conditions for receiving maternity allowance:
1, women of childbearing age with household registration in this city (including rural household registration), regardless of whether they are employed or unemployed, shall participate in urban social insurance in this city and establish personal accounts according to regulations;
2. Employed women who are not registered in this Municipality have established labor relations with the employer and given birth while working in the unit and participating in the urban social insurance (five insurances) in this Municipality.
3, workers enjoy maternity insurance benefits, should comply with national, provincial and municipal family planning regulations, and the employer has paid for it for more than 6 months. Payment should be based on the time when the insurance premium is paid normally, and the overdue time before the insurance premium is paid normally cannot be counted.
Maternity insurance should pay attention to the following points:
1, individuals do not pay maternity insurance, and enterprises pay for employees; At present, there are three main forms of social insurance payment: work units pay for employees, pay through street offices, and pay by banks themselves. However, social insurance through streets and banks does not include maternity insurance, so women who invest in social security through these two methods cannot enjoy maternity insurance benefits.
2, the new insured, the baby was born to pay five social security less than one year can not enjoy; Although the insured has paid five social insurances for one year, he can't enjoy them intermittently; Even if the payment has been made continuously for one year, but the payment amount is insufficient, it cannot be enjoyed. Therefore, people who are insured after pregnancy or women who are insured after pregnancy cannot enjoy maternity insurance benefits, so remind female friends not to wait until they are pregnant before thinking about paying social insurance!
3 unplanned births and those who violate family planning policies and regulations cannot enjoy maternity insurance subsidies.
Generally speaking, maternity insurance is non-refundable, that is, pregnant women can only enjoy maternity reimbursement if they give birth during the insurance period, otherwise they cannot enjoy this treatment.
Based on the above provisions, China's maternity insurance cannot be paid in one lump sum. In some areas, maternity insurance is not allowed to be paid, that is to say, maternity allowance cannot be paid.
Legal basis:
People's Republic of China (PRC) social insurance law
Article 53
Employees shall participate in maternity insurance, and the employer shall pay maternity insurance premiums in accordance with state regulations, and employees shall not pay maternity insurance premiums.
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