How many days of hospitalization can medical insurance be reimbursed? What is the time limit for reimbursement?

You can apply for reimbursement when you are in hospital, but many people don't know how many days it will take. Next, I'll answer your questions about the reimbursement time of medical insurance.

Medical insurance can be reimbursed for a few days in hospital.

1, basic medical insurance: unlimited hospitalization days. That is to say, if the insured person of basic medical insurance is hospitalized due to illness or accident, as long as the hospitalization expenses in medical insurance occur, the basic medical insurance can be reimbursed, and it is not stipulated that hospitalization will take several days to be reimbursed.

2. Commercial medical insurance: Most of them do not stipulate that they must be hospitalized for a few days before they can be reimbursed. However, if it is a commercial medical insurance with hospitalization allowance, it may stipulate the number of days without compensation, such as the accidental hospitalization allowance provided by an accident insurance, which stipulates that the number of days without compensation is 3 days, which means that the insured must be hospitalized for more than 3 days before the allowance can be paid according to the actual hospitalization days.

What is the time limit for medical insurance reimbursement?

Generally speaking, the period of reimbursement is one year. Once this one-year time limit has passed, it is impossible to go to the designated place for reimbursement. So as long as it is reimbursed within one year after discharge. Once this period has passed, the insurance will be renewed. In addition, in some remote places, rural medical insurance is more difficult to implement, and farmers often have problems that they can't find a place to reimburse, and the expenses for reimbursement are less than the prescribed ones. All kinds of situations show that this system in China needs the continuous improvement of relevant departments.

But the specific time limit may vary from place to place, so I suggest that if you have any questions about this, you can ask the local medical insurance bureau or call the social security number 12333.