Xingtai Flexible Employment 2023 Payment Standard

The monthly payment ratio of medical insurance for flexible employees in Xingtai City in 2023 is 9%, and the payment base is 559 yuan.

Xingtai's social security payment formula is the monthly social security payment base multiplied by the payment ratio. Therefore, the higher the selected payment base, the higher the payment ratio and the higher the social security fees to be paid.

Individual industrial and commercial households, part-time employees and other flexible employees who have not participated in the basic old-age insurance in the employer, as well as urban and rural residents who have not established labor relations with the employer, belong to individual flexible employees.

Insured employees (including flexible employees) have reached the statutory retirement age, and the payment period of basic medical insurance can not reach the cumulative payment period stipulated in the medical insurance retirement and the minimum actual payment period at the provincial level. Medical insurance premiums with insufficient payment period can be paid in one lump sum or continue to be paid to the specified period, and the basic medical insurance retirement procedures can be handled only after the specified period is paid. Choose a one-time payment, according to the payment base and rate at the time of payment, one-time replenishment, and all units that pay medical insurance premiums are included in the overall fund.

To sum up, some problems need to be paid attention to in the insurance process. In fact, there are not only these two aspects, but also many aspects. For example, individuals with flexible employment in some areas can also pay their own housing provident fund and enjoy the loan interest rate of housing provident fund. And so on, so as an individual with flexible employment, you can't give up paying social security easily, otherwise the loss is self-evident.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 12

The employing unit shall pay the basic old-age insurance premium according to the proportion of the total wages of its employees stipulated by the state, and record it in the basic old-age insurance pooling fund.

Employees shall pay the basic old-age insurance premium in accordance with the proportion of wages stipulated by the state and record it in their personal accounts.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employing unit and other flexible employees who have participated in the basic old-age insurance shall pay the basic old-age insurance premiums in accordance with state regulations and record them in the basic old-age insurance pooling fund and individual accounts respectively.

Article 60

The employing unit shall declare itself and pay social insurance premiums in full and on time, and shall not postpone or reduce the payment except for legal reasons such as force majeure. The social insurance premiums that employees should pay shall be withheld and remitted by the employer, and the employer shall inform me of the details of paying social insurance premiums on a monthly basis.

Individual industrial and commercial households without employees, part-time employees who have not participated in social insurance in the employing units and other flexible employees can pay social insurance premiums directly to the social insurance premium collection agencies.