Frequently asked questions sorted by Shenzhen Social Security Bureau

29 Frequently Asked Questions Organized by Social Security Bureau

This article is an answer to common questions about provident fund compiled by Shenzhen Social Security Bureau.

No 1。 Can the money in the social security account be refunded?

A:

65438+ 10 month 1 cannot be surrendered, except in three cases. First, when the insured dies, his successor can receive the money from his personal account; Second, if the account is moved abroad, including Hong Kong, Macao and Taiwan, it can be surrendered; Third, after reaching retirement age, you can't apply for retirement in Shenzhen, you can't postpone it, and your account can't be transferred back. In this case, you can also surrender; Besides, you can't surrender.

No2。 How old can't I buy social security?

A:

Women are 50 years old and men are 60 years old. Before this age, they can buy social security until 16 years old.

Third. If the employee has paid the old-age insurance premium 15 years, can the enterprise not pay social security for him?

A:

You can't. Payment period 15 years is only the minimum requirement for receiving pension insurance benefits on a monthly basis. As long as there is a labor relationship with the enterprise and it meets the conditions for participation, it should continue to participate in the insurance according to law.

Fourth place. How long can non-deep households pay social security?

A:

Non-deep households can only pay social security in the last two years, pension insurance and medical insurance can be paid, but through the unit;

Fifth place. Can I ask the company to make up social security after working for ten years?

A:

According to the regulations, you can only pay social security for the last two years. If you find that the company has not helped you pay social security, you must protect your rights in time. If you miss the legal recovery time, you will damage your rights and interests;

Sixth place. Is it necessary to change the insured household registration after the non-deep household is converted into a deep household?

A:

It should be changed immediately. If you don't change and pay the local supplementary endowment insurance, the unit may not pay the first basic medical care for the insured, and the rights and interests of the insured will be damaged;

Seventh place. Can the years of participating in social security in two regions be calculated cumulatively?

A:

No, repeated payment cannot be calculated cumulatively. At this time, you must choose to return the social security paid in a local repeated time period;

Eighth place. Can I transfer out Shenzhen social security?

A:

Yes, both pension insurance and medical insurance can be transferred. You only need to open a transfer payment voucher in the social security bureau, provided that you are insured at the transfer place.

Ninth place. Does transferring social security only transfer personal parts?

A:

Yes, only the personal account balance can be transferred, and the part paid by the enterprise cannot be transferred. Of course, the payment period is also transferred.

No. 10. Under what circumstances is it really a social security transfer?

A:

To transfer out social security, you need to open a transfer-out payment voucher at the Social Security Bureau and get a transfer-in payment voucher at the Social Security Bureau. After the transfer-in social security bureau accepts it, it will send an acceptance letter to the transfer-out place. After receiving the admission notice, the transfer-out place will transfer the social security relationship to the social security bureau of the transfer-in place, which will be regarded as successful transfer-out. If the transfer-in company is not found, the payment voucher is always in hand. This situation is not transferred out, and the social security relationship is still in Shenzhen Social Security Bureau.

No 1 1。 How to transfer the insurance?

A:

There are four types of transfer in and out of the province.

No. 12. What if my hometown can't get social security?

A:

Old-age insurance for urban and rural residents has been established all over the country. Even if it can't be transferred to the old-age insurance for employees of local enterprises, it can also be transferred to the old-age insurance for urban and rural residents, and the old-age treatment will be worse.

No. 13. How to inquire about social security payment?

A:

There are three ways to inquire about payment: 1. Do you need to register? Social insurance service personal webpage? , the website is /siservice, and you can check the payment details after registration; Second, quick query:/index _16259.htm; The third is to take the social security card to the social security bureau lobby to print the insurance list.

No. 14. What should I do if I leave my job? Can non-registered individuals pay social security?

A:

No, deep households can pay social security personally, and non-deep households can only participate in insurance through their work units or affiliated companies or social security agencies. Please open access to social security ancillary services.

15. Is there a subsidy for the individual payment of deep households?

A:

Deep households pay social security with a monthly subsidy of 23.5 yuan, which is adjusted once a year in September;

No. 16. Can individual payers adjust their own payment base?

A:

People who have already paid personal contributions can adjust their pension and medical insurance payment base on the social insurance service personal webpage;

No. 17. Do enterprises have the obligation to help employees buy social security during probation and internship?

A:

During the probation period, employees and enterprises have formed labor relations, and enterprises need to buy social security for them. Interns have no labor relationship with enterprises, but for the sake of safety, it is recommended to buy interns three insurances or team accident insurance.

No. 18. What should I do for the first time?

A:

The insured unit prints the business card printing list, and then carries the digital photo receipt to the cooperative bank for business card printing. Normal processing time takes one month;

No. 19. Must the social security card be replaced by a financial social security card?

A:

After 20 17, all social security cards will be replaced by financial social security cards, and the cards before this time will no longer be used, so you can replace them at the nearest bank for free now, and you can continue to use them if you don't want to replace them;

20 th place. What's the difference between rural areas and cities?

A:

Similarly, in addition, it doesn't matter whether you are a cadre or a worker, and the level of pension has nothing to do with it.

No2 1。 Can I pay Shenzhen enterprise employee medical insurance and resident endowment insurance at the same time?

A:

No, only one can participate;

The 22nd. What is the relationship between minimum wage, social wage and payment base?

A:

At present, the minimum wage in Shenzhen is 1.808 yuan, and the monthly salary of employees is 52 1.8 yuan. The minimum payment base of old-age insurance is 1.808 yuan, and the maximum payment base is three times the social average wage, that is, 1.5654 yuan. The insured can arbitrarily choose the payment grade between the lowest and highest payment base.

The 23rd. Is social security based on actual wage or minimum wage?

A:

Endowment insurance should be based on the actual wages of employees (although most of them are based on the minimum wage). Of course, the actual salary of employees should be between the lowest and the highest, and between 1808- 15654 yuan in July and June;

The 24th. What services are needed for continuous payment?

A:

Going to school, buying a house, handling Hong Kong and Macao passes, etc. Both require continuous payment of endowment medical care or work-related injury medical care 12 months or more;

The 25th. Can citizens who enjoy subsistence allowances pay endowment insurance?

A:

Being able to pay endowment insurance and medical insurance normally;

The 26th. Can I get compensation such as pension if I die during the suspension of social security?

A:

Yes, Shenzhen endowment insurance has been paid for more than 6 months, and it has not been surrendered or transferred. Whether valid or invalid, you can get one-time compensation such as funeral expenses and pensions after your death:

The 27th. What is the standard of one-time funeral expenses?

A:

The standard of one-time funeral expenses is three times the average monthly salary in Shenzhen last year, and the average salary in Shenzhen is 52 18 yuan/month, that is, 15654 yuan.

The 28th. What is the standard of pension?

A:

The standard of pension depends on the population in need of pension. The pension for one person is six times the average monthly salary of last year, for two people it is nine times, and for more than three people it is 12 times, which are 3 1308 yuan, 46,962 yuan, 6 16 16 yuan respectively. (Note: Calculated by social wages in Shenzhen).

The 29th. I don't know what I get for paying social security.

A:

Social security is the general name of five insurances, including endowment insurance, medical insurance, unemployment insurance, industrial injury insurance and maternity insurance. provide for the aged

The treatment of insurance is that you only need to pay the fee of 15 years, and you can adopt the old and medical insurance when you reach retirement age.

Insurance is a part of medical and drug reimbursement. Unemployment insurance is based on the payment year when your company closes down and you are fired.

You can receive unemployment benefits for up to 24 months. Industrial injury insurance means that you can get compensation for industrial accidents and maternity insurance.

The risk is that lesbians enjoy treatment.