How do newborn babies apply for medical insurance and how much do they need to pay?

Newborns must first register for medical insurance. Newborn guardians need to hold a copy of the newborn household registration book and a one-inch photo of the newborn, fill in the registration form of basic medical insurance for urban residents in the community neighborhood Committee where the household registration is located, and after being signed and sealed by the handling personnel, send the registration form to the residents' section of the municipal medical insurance center to make social security cards and pay medical insurance fees. The medical insurance premium paid annually is 50 yuan.

Two, the newborn medical insurance needs the following information:

1. You should bring your household registration book (copy of the first page and the child's household registration book), your parents' ID card (double-sided copy) and one-inch photo of your newborn on a blue or red background (if necessary in some places) to the street or community labor security office where your household registration is located to go through the insurance formalities.

2. It takes more than one month from going through the insurance formalities to getting the newborn medical insurance card. Generally speaking, any newborn born within 12 months can be insured at any time. The medical insurance premium paid annually is 50 yuan.

3. Newborns can apply for social security at any time within one year of birth, but the local tax is 6-25 days every month. If a newborn applies for a social security card within three months of birth, the expenses from birth to now can be reimbursed. If you apply for a social security card after three months, you can only reimburse medical expenses from the time you apply for the card.

But now you can go directly to the neighborhood Committee to get the form with the registered permanent residence. As long as the neighborhood Committee can find your baby's account information, it can do it directly without going to the local tax. Then take the entrustment number to the bank to go through the withholding formalities. When you go to the Labor Building to apply for a social security card, you should bring your household registration book and ID card.

How to extend information to participate in insurance?

Urban residents to the domicile of the community labor and social security workstation for insurance procedures; Students with collective household registration in cities and towns are responsible for centralized registration by their schools, and go through the insurance formalities with the medical insurance agencies in their districts.

Urban residents need to bring the following materials: household registration book, ID card, photocopy, two two-inch bareheaded color photos with the same background (preschool children provide photos of mother and son or father and son with the same background) and valid certificates of other family members participating in medical insurance in the household registration book (subject to the insurance certificate issued by the medical insurance department).

Newborns need to provide originals and photocopies of birth certificates and other related materials.

Urban residents who enjoy the minimum living guarantee and severe disability also need to provide relevant certification materials such as the minimum living guarantee certificate and the disabled card respectively.

Children of migrant workers who live in school with their parents for a long time need to provide their parents' temporary residence permit, household registration book of origin, proof of going out to work and proof of long-term labor relations and other relevant certification materials.

Payment standard

Children: raised according to the standard of 100 yuan per person per year. Individuals pay 30 yuan and give financial assistance to 70 yuan.

Among them, children who enjoy the minimum living guarantee for urban residents pay 10 yuan and give economic subsidies to 90 yuan; Severely disabled children (with People's Republic of China (PRC) Grade II and above disabled card) will be paid by individuals 10 yuan, and financial assistance will be given to 90 yuan (including the employment security fund for the disabled will be given to 50 yuan).

Urban non-employed residents: raised according to the standard of 250 yuan per person per year. Individual contribution 180 yuan, giving economic subsidies to 70 yuan.

Among them, urban non-employed residents and low-income families over 60 years old who enjoy the minimum living guarantee pay 20 yuan and give financial subsidies to 230 yuan; Non-employed residents with severe disabilities in cities and towns will pay 20 yuan and 230 yuan (including employment security fund for the disabled 150 yuan).

In addition, people who have participated in medical insurance for urban workers can use the surplus funds in their personal medical insurance accounts to pay residents' medical insurance premiums for their immediate family members.

Reimbursement amount

The annual cumulative maximum payment limit of urban residents after insurance (total expenses of serious illness in hospitalization and outpatient service): 35,000 yuan for urban non-employed residents and 40,000 yuan for children. If the insured urban residents have paid for 10 years continuously, the maximum payment limit may be appropriately increased from next year.

Medical expenses higher than the maximum payment limit and beyond the scope of payment of basic medical insurance for urban residents are no longer borne by the overall fund, and can be solved by establishing large medical subsidies and commercial health insurance.

Baidu encyclopedia-community medical insurance