How much should I deduct from my salary of 5000 yuan?

Under normal circumstances, 5000 salary, five insurances and one gold will probably deduct 800.

Individuals with a salary of 5,000 yuan need to pay 85,000 times 8% to 400, medical insurance 25,000 times 2% to 100, unemployment insurance 15000 times 1% to 50, and basic housing accumulation fund 5,500 times 5% to 250 according to the minimum standard. Individuals do not need to pay work-related injury insurance and maternity insurance.

If your salary is only 5,000 yuan per month, you need to pay the following fees:

1, old-age insurance: individuals need to pay 8%, 5000×8%=400 yuan;

2. Medical insurance premium: 2% for individuals, 5000×2%= 100 yuan;

3. Unemployment insurance: individuals need to pay according to the ratio of 1%, 5000× 1%=50 yuan;

4. The expenses of maternity insurance and industrial injury insurance are all borne by the unit, and individuals do not need to pay.

5. Housing accumulation fund: the minimum standard is 5%, 5,000× 5% = 250 yuan.

According to the above calculation, the expenses to be deducted are probably around 800 yuan.

First, how do enterprises handle five insurances and one gold for employees?

(1) social security and provident fund account opening

Enterprises need to open accounts for social security and provident fund at the Social Security Bureau and the Provident Fund Center within 30 days from the date of establishment. After opening a social security account, you will get the social security registration certificate, and after opening a provident fund account, you will get the unit provident fund registration number.

(2) Increase or decrease personnel

Every month, the company will add new employees to the company's five insurance and one gold account and delete employees who have left the company from the account. Social security and provident fund accounts are two independent accounts, and the operation of increasing or decreasing employees must be carried out in two accounts.

(3) Confirm the payment base

The unit needs to declare the correct payment base of five insurances and one gold for employees every month to ensure the normal payment of five insurances and one gold. The payment base of five insurances and one gold is the average salary of employees in the previous year or the salary in the first month of employment.

(4) Five insurances and one gold payment

Enterprises, banks, social security/provident fund management institutions sign bank payment agreements, and directly deduct five insurances and one gold fee from the enterprise bank account at a fixed time every month. Of course, enterprises can also choose cash or check to pay at the site of the five insurance and one gold management institution.

To sum up, the deduction standard of five insurances and one gold is stipulated by the state, and the specific deduction amount depends on the payment ratio of your city and company. Individuals who pay five insurances and one gold can get corresponding social security benefits, such as pension and medical security. For some special industries and positions, the payment standards of five insurances and one gold may be different, so we need to pay attention to relevant policies.

Legal basis:

Individual Income Tax Law of the People's Republic of China

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Personal income tax rate:

(1) For comprehensive income, the excess progressive tax rate of 3% to 45% is applicable (the tax rate table is attached);

(2) For operating income, the excess progressive tax rate of 5% to 35% shall apply (the tax rate table is attached);

(3) Income from interest, dividends and bonuses, income from property leasing, income from property transfer and accidental income shall be subject to the proportional tax rate of 20%.