Do you want to activate the new social security card for the first time?

Ministry of Human Resources and Social Security released the "Internet Plus Society" 2020 Action Plan, which made it clear that social security cards will be loaded with payment functions to support various applications of payment and treatment enjoyment. For this function, many people may not have heard of it.

The social security card loaded with financial functions not only has the basic functions of social security cards such as identification, information recording, self-service inquiry and business handling, but also can be used as a bank card with financial services such as cash deposit and withdrawal, transfer and consumption. However, this financial account must be activated at the bank counter before it can be withdrawn, transferred and consumed.

How to activate a financial account?

The procedure for activating financial accounts is not cumbersome. Just take the social security card and the original valid ID card and go through the activation procedures at the bank shown on the social security card. When activating, you need to provide the mobile phone number of yourself or the contact person, and set the transaction password and inquiry password of the financial account.

It is worth noting that in the social security card, the passwords of the medical insurance personal account and the financial account can be set separately; In addition, the social security card also has a "self-service password", which is mainly used to query personal data on the social security card self-service terminal. This password can be set or not, which does not affect the use of the card.

Can medical insurance reimbursement be made to a designated bank account?

Sporadic medical expenses reimbursed by the insured should be allocated to the social medical insurance voucher account of the insured in principle, that is, the financial account of the social security card, and the allocated account can be changed under special circumstances.

Social security card plays a great role after activating financial account.

1 can be used as an ID card.

The social security card can be used as an identity card, which is the function of its identity certificate. The social security card loaded with financial function, as the cardholder enjoys the rights and interests of human resources and social security services in the electronic certificate, has the basic functions of social security cards such as identification, information recording, self-service inquiry and business handling.

2, can be used as a bank card

At present, social security card is one card and two accounts, which are divided into medical insurance personal account and financial account. It is equivalent to a dual-purpose card, which is both a social security card and a bank debit card. There are cash deposit and withdrawal, transfer, consumer finance and other services, which are more convenient to use. Thanks to chip technology, the security of the new social security card is also stronger. However, it is only used in China, and the credit function is not supported at present, but cross-bank cash withdrawal in the province is free.

3. Pay and receive pensions

After the social security card is loaded with financial functions, the human and social departments actively promote its application in social insurance premium payment, benefits collection and other business links, and gradually involve various businesses of individual payment and payment, including social insurance premium payment, pension, unemployment insurance benefits and other benefits, as well as medical expenses payment after immediate settlement.

Step 4 handle overseas business

In addition to the basic functions of medical treatment, social security cards can also be used to go abroad. According to the introduction of relevant departments, government applications will also be included, involving human society, civil affairs, public security, health, provident fund and other applications, including employment, social insurance public services, entry and exit applications and appointments.

5. Apply for various insurance benefits

At present, relevant institutions directly transfer various social insurance benefits such as pension, unemployment insurance, maternity allowance and work-related injury pension to the fund account of social security card financial zone, and the insured can withdraw money, transfer money or make direct shopping consumption at the corresponding bank outlets!

6. Handle all kinds of human resources business.

Job registration, employment registration, unemployment registration, application for labor ability appraisal, application for qualification appraisal, and participation in vocational training programs subsidized by government funds must not be ignored.

7. Inquire about provident fund and mortgage repayment.

With the social security card, you can inquire about the personal insurance payment information and the balance of the medical insurance account on the self-service terminal of the corresponding bank outlet, and you can also inquire about the cardholder's personal rights record and personal housing provident fund on the website by entering the card number.

8. Buy medicine at a fixed point and swipe your card

Social security cards are not only used for serious illnesses and operations, but also for minor illnesses such as colds, fever, excessive internal heat and stomachache. You can use the social security card to buy prescription drugs and over-the-counter drugs in designated pharmacies that can use the social security card.

9, Alipay online credit card payment of medical expenses.

This function is easily overlooked by many people. Just open the Alipay app interface, click on City Service-Electronic Social Security Card-Add Social Security Card, then open the smart hospital, register, make an appointment to get the number, and pay the fee ... all these are easy to achieve.

10, credit card consumption, payroll

Do you have a headache? Every time you change companies, you have to apply for a new salary card. The thought of having six or seven cards in your hand makes you drunk. Now some enterprises are very smart, and directly transfer their wages to the financial account of social security card, which saves the trouble of multiple cards.

1 1, sign up for community outpatient service.

In some cities, based on the principle of convenience nearby, cardholders "sign contracts" with community health service centers, and after signing contracts, they can enjoy the overall treatment of medical insurance clinics.

12, reimbursement ratio of medical insurance card

How to query the information in the social security card?

① Call social security consultation service: 12333.

② Inquire at the social security card service point.

③ Self-service inquiry through self-service terminals of secondary designated medical institutions.

④ Log in to the social security card service website.