Social security can not pay what kind of consequences of not paying social security?

While social security is mandatory for employers to pay, there are still many places that don't pay social security, so the question is, can you not pay social security? What are the consequences of not paying social security? The following together with the editor to understand.

First, social security can not pay

If you have a job, but the employer does not give you social security, then you can go to the labor bureau to sue it. Because the social security is a state to give our citizens a benefit, there are mandatory, but words are so, but there are still many people "voluntarily" give up not to pay social security, this is because of what?

The answer to this question is very complex, but one of the more common reasons is that "want to hand more wages". The way social security contributions are made is that the company pays part of the money, and they pay part of the money (directly from the salary), so if you don't pay social security, you'll get more money in the end than if you do pay social security.

Second, what are the consequences of not paying social security

Although not paying social security may make the wages more, but is it really a good thing? Not paying social security will have the following losses:

1. Retirement without a pension

Social security to pay the most money is the pension, the individual has to pay the money accounted for 8% of the salary (depending on the local). If you don't pay social security or pay social security for less than 15 years, then you can't receive a pension after retirement. So although not paying social security at the moment seems to save money, but in fact it is more than worth it.

2. Unable to reimburse medical expenses

There is also a guarantee in the social security is medical insurance, if you do not participate in the medical insurance, then you need to bear the damage is huge. For example, suffering from serious illnesses, the need for treatment costs from at least 100,000, if there is social security, the cost of which can be reimbursed 70%, and finally only need to bear the 30,000 medical insurance on the line, if there is a commercial insurance, then you can reimburse the proportion of more. But if you don't have social security, then you need to bear the entire cost yourself.

3. Unable to enjoy maternity, work injury and unemployment benefits

Social security in addition to health care and pensions, as well as maternity protection, work-related injuries and unemployment protection, although these three types of insurance in the social security of the proportion of contributions is very low, but their role can be quite a lot.

Maternity insurance: You can be reimbursed for expenses incurred during childbirth, and you can also receive a subsidy equivalent to 3-4 months' salary.

Workers' compensation insurance: In the event of disability or death at work, you can receive up to hundreds of thousands of dollars in benefits.

Unemployment insurance: You can receive a monthly allowance for up to 24 months while you are unemployed.

Summary

So although it may seem like you're saving a lot of money by not paying social security, it's actually a huge loss. I strongly recommend that you pay your social security contributions!