Can the new rural insurance be paid in one lump sum?

Generally speaking, the new rural endowment insurance cannot be paid in one lump sum, but it can be paid in the last year. The remaining years are less than 15.

Under normal circumstances, the new rural endowment insurance should be paid once a year, and the minimum payment period is 15 years. After men reach the age of 60 and women reach the age of 55, they must pay at least 65,438+05 years to receive the state pension on a monthly basis. However, if the payment period is less than 15 years, the remaining years can be paid in one lump sum in the last year.

The conditions for one-time payment of the new rural insurance are: men over 60 years old and women over 55 years old, who can pay the new rural insurance 15 years in one lump sum, and can enjoy security and receive pension according to relevant regulations after payment.

Not all regions support the one-time payment of the new rural insurance. Whether to support payment depends on relevant local laws and regulations. You can call the local social security bureau or people's society 12333 for consultation.

The conditions and payment standards of the new rural insurance:

I. Insurance conditions

Rural residents who have reached the age of 16 (excluding students, active servicemen and those sentenced to criminal detention or above) and have not participated in the basic old-age insurance for urban workers may voluntarily participate in the new rural insurance at their domicile.

Second, the payment standard

Payment grades are: 100 yuan per year, 200 yuan, 300 yuan, 400 yuan, 500 yuan, 600 yuan, 700 yuan, 800 yuan, 900 yuan, 1000 yuan, 1500 yuan, 2000 yuan, a total of 12 grades.

Third, the required documents

1, copies of ID card and household registration book 1, and 3 one-inch photos.

2, fill in the "registration form" to the village committee in triplicate, and signed by myself according to the fingerprint.

How to calculate the pension benefits?

Monthly collection standard: monthly pension = (total individual contributions+total government subsidies+bank interest) ÷ 139+ basic pension.

Conditions for receiving a pension

Elderly people with rural household registration who have reached the age of 60 and have not enjoyed the basic old-age insurance for urban workers can receive a monthly pension.

When the new agricultural insurance system is implemented, those who have reached the age of 60 and have not enjoyed the basic old-age insurance benefits for urban workers can receive the basic pension on a monthly basis without paying fees, but their children who meet the conditions for participation should pay insurance premiums; If the age is less than 15, the annual payment is allowed, and the accumulated payment shall not exceed15; If the age is above 15, the fee shall be paid annually, and the accumulated fee shall not be less than 15.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 20 The state establishes and improves a new rural social endowment insurance system.

The new rural social endowment insurance combines individual contributions, collective subsidies and government subsidies.

Twenty-first new rural social endowment insurance benefits are composed of basic pension and personal account pension.

Rural residents who participate in the new rural social endowment insurance meet the conditions stipulated by the state and receive the benefits of the new rural social endowment insurance on a monthly basis.

Guiding Opinions of the State Council on the Pilot Project of New Rural Social Endowment Insurance

Fourth, raise funds.

The new agricultural insurance fund consists of individual contributions, collective subsidies and government subsidies.

(1) individual payment. Rural residents who participate in the new rural old-age insurance shall pay the old-age insurance premium according to the regulations. At present, the payment standard is set at 100 yuan per year, which is divided into five grades: 200 yuan, 300 yuan, 400 yuan and 500 yuan. All localities can increase the payment grade according to the actual situation. Insured people choose their own grades to pay, and pay more. The state adjusts the payment grade according to the growth of per capita net income of rural residents.

(2) Collective subsidies. Conditional village collectives shall give subsidies to the insured, and the subsidy standard shall be determined by the villagers' committee holding a villagers' meeting. Encourage other economic organizations, social welfare organizations and individuals to provide financial support for the insured.

(3) government subsidies. The government pays the insured who meets the basic pension conditions of the new rural insurance in full, in which the central government gives full subsidies to the central and western regions and 50% subsidies to the eastern regions according to the basic pension standards determined by the central government.

The local government subsidizes the payment of the insured, and the subsidy standard is not lower than the 30 yuan per person per year; Appropriate encouragement may be given to those who choose higher-grade standard payment, and the specific standards and measures shall be determined by the people's governments of all provinces (autonomous regions and municipalities). Local governments pay part or all of the minimum standard old-age insurance premiums for groups with payment difficulties such as severely disabled people in rural areas.

Seven, pension benefits to receive conditions

Elderly people with rural household registration who have reached the age of 60 and have not enjoyed the basic old-age insurance for urban workers can receive a monthly pension.

When the new agricultural insurance system is implemented, those who have reached the age of 60 and have not enjoyed the basic old-age insurance benefits for urban workers can receive the basic pension on a monthly basis without paying fees, but their children who meet the conditions for participation should pay insurance premiums; If the age is less than 15, the annual payment is allowed, and the accumulated payment shall not exceed15; If the age is above 15, the fee shall be paid annually, and the accumulated fee shall not be less than 15.

It is necessary to guide young and middle-aged farmers to actively participate in insurance and pay for a long time. If they pay for a long time, they will pay more. The specific measures shall be formulated by the people's governments of all provinces (autonomous regions and municipalities).