How to buy personal social security is the most cost-effective

Personal purchase method of social security:

With your ID card, you can apply to the social security bureau where your household registration is located to pay social security at your own expense. Social security paid by individuals is different from that paid by units. Social security paid by individuals does not include unemployment insurance, industrial injury insurance and maternity insurance. And the premium is paid once a year.

legal ground

Article 64 of People's Republic of China (PRC) Social Insurance Law

Social insurance funds include basic endowment insurance fund, basic medical insurance fund, industrial injury insurance fund, unemployment insurance fund and maternity insurance fund. In addition to the basic medical insurance fund and maternity insurance fund combined accounting, other social insurance funds are accounted for separately according to social insurance types. Social insurance funds implement a unified accounting system throughout the country. The social insurance fund is earmarked for special purposes, and no organization or individual may occupy or misappropriate it. The basic old-age insurance fund will gradually implement national overall planning, and other social insurance funds will gradually implement provincial overall planning. The specific time and steps shall be stipulated by the State Council.

Article 8 of People's Republic of China (PRC) Social Insurance Law

Social insurance agencies provide social insurance services, responsible for social insurance registration, personal rights and interests records, social insurance benefits payment and other work.