Is social security the same as ping an insurance?

It's different. Social insurance is a system initiated and implemented by the government and takes full responsibility, including pension, medical care, unemployment, work injury and maternity, collectively referred to as five insurances; Ping An Insurance is a self-financing enterprise legal person, and the ultimate goal of its products is to ensure the profitability of the company.

Social insurance is a social and economic system that provides income or compensation for those who lose their ability to work, are temporarily unemployed or suffer losses due to health reasons. The main items of social insurance include endowment insurance, medical insurance, unemployment insurance, industrial injury insurance and maternity insurance.

The social insurance plan is organized by the government, forcing a certain group to use part of its income as social insurance tax (fee) to form a social insurance fund. Under certain conditions, the insured can get fixed income or loss compensation from the fund. It is a redistribution system, and its goal is to ensure the reproduction of material and labor and social stability.

Ping An insurance can be mainly divided into: travel insurance, health insurance, accident insurance, life insurance, family property insurance and enterprise insurance; According to the implementation mode of insurance, it can be divided into voluntary insurance and compulsory insurance; According to the subject matter of insurance, it can be divided into individual insurance and group insurance; According to the object of business security, it is divided into four categories: property insurance, personal insurance, liability insurance and credit insurance.

Extended data:

Recent situation of social security reform;

The main framework of "four beams and eight columns" has been basically established. In the past five years, the reform of the social security system has achieved fruitful results, dozens of reform policies have been introduced one after another, various reform measures have been fruitful, significant progress has been made in some key areas and key links, and the main framework of social security has been initially established.

The reform system design of endowment insurance in government agencies and institutions has been basically completed, the endowment insurance system for urban and rural residents has been implemented in parallel, the enterprise annuity system has been continuously improved, the occupational annuity system is being established, the personal tax deferred commercial endowment insurance system has been accelerated, and a multi-level endowment insurance system based on basic endowment insurance has been accelerated, including enterprise annuity, occupational annuity and commercial insurance.

We will comprehensively integrate the basic medical insurance for urban residents and the new rural cooperative medical system, and accelerate the settlement of medical insurance in different places and the transfer of relations. Long-term care insurance is being piloted in 15 city, and experience summary and system design go hand in hand; The social insurance fund investment system has been basically established; Wait a minute.

Student FPA:

Insuring children's insurance should follow the principle of "social insurance first, then commercial insurance"; The principle of "basic first, then perfect", for the first time to insure children, try to choose easy-to-understand and comprehensive basic insurance. Instead of pursuing all products at once, it should be configured according to the different stages of children's growth and family economic ability.

The content of insurance coverage at different price points is different. Parents should read the insurance clauses carefully when purchasing insurance to see whether the accidental injuries they care about are included in the insurance coverage. Parents with average financial ability can first insure their children with Xue Ping insurance to protect basic accidents and medical risks; If conditions permit, children's accident insurance, medical insurance or critical illness insurance can be considered.

It should be reminded that according to the regulatory regulations, if a minor is under the age of 10, the amount of accident and illness death insurance does not exceed 200,000 yuan; Over 10 but under 18, no more than 500,000 yuan; The compensation limit of medical expenses is limited to the actual expenses and cannot be compensated repeatedly, but the coverage of some critical illness insurance between different insurance companies can be compensated repeatedly.

Baidu encyclopedia-social security

People's Daily-People's Daily: China has made outstanding achievements in social security reform.

People's Network-FPA for students, do you want to buy it?