How many months can social security pay for medical insurance in 2023?

Medical insurance generally needs to be paid continuously for three months to enjoy medical insurance benefits. However, for medical insurance cards that can only be processed after six months of continuous payment, the minimum processing time for medical insurance cards also needs two months. Therefore, it may take about eight months to get a medical insurance card after paying social insurance continuously. After the medical insurance card comes down, the cardholder can swipe his card at the designated hospital to buy medicine.

First, how many months can social security pay for medical insurance?

You can enjoy medical insurance benefits after three months of continuous payment, but you can only apply for a medical insurance card after six months of continuous payment. The processing time of medical insurance card is generally about two months, and you can get the medical insurance card after eight months.

Medical insurance refers to the basic medical insurance premium paid in full and on time by employers and employees according to the principle of compulsory social insurance through national legislation. If it is not paid in full and on time, the basic medical insurance fund for its medical expenses will not be paid, regardless of personal accounts. Take the proportion of medical insurance payment in Beijing as an example: the employer is 10% of its total payment base every month, and the employee's serious illness is 120 yuan of his salary.

According to the current policy, you should go through the retirement formalities of old-age insurance in your company (receive the pension every month after retirement), and enjoy the medical insurance benefits after retirement without limitation of years. However, after retirement, your company still has to bear the expenses of 15 yuan for the serious illness relief of retired employees every month.

2. What is the function of medical insurance card for urban residents?

1. Information recording function: the urban residents' medical insurance card is a special card for each urban residents' medical insurance card participant, with the personal ID number as the unique number and identification code. The information recorded in the medical insurance card mainly includes personal basic information, medical insurance reimbursement information and medical expenses consumption information. Among them, personal basic information mainly includes name, ID number, gender, etc. Medical insurance reimbursement information refers to medical insurance reimbursement; Medical expenses information refers to the record of consumption details and account balance.

2. Consumer credit card function: urban residents' medical insurance participants can pay by swiping their cards at designated clinics or hospitals with urban residents' medical insurance cards.

3. Amount inquiry function: urban residents' medical insurance participants can inquire about the consumption and balance of their accounts and whether the medical expenses reimbursement has arrived.

Third, how to use the resident medical insurance card?

1, general outpatient card. Insured people can use the password on the POS card to buy medicines in designated hospitals and pharmacies, but they cannot withdraw cash or transfer money. Urban residents' medical insurance cards can usually buy medicines at designated pharmacies. Can I use medical cards to pay for some medicines at pharmacies?

2, hospitalization credit card, designated medical institutions must show their medical insurance card and ID card (household registration book) when they enter the hospital, and be reimbursed on the spot according to the policy proportion when they leave the hospital.

It should be reminded that people who participate in medical insurance should go to local designated medical insurance hospitals, and not all hospitals can use urban residents' medical insurance cards.

If the medical insurance card is lost, you need to report the loss to the urban residents' medical insurance card issuing agency, and apply for a replacement card with your ID card, photos and other related materials.

The use of medical insurance must also be based on the medical insurance card we get. However, if you are suddenly hospitalized during the process, you can enjoy medical insurance benefits as long as you guarantee to pay social security for three months in a row. Medical insurance is not necessarily used in the case of hospitalization. When you buy some over-the-counter drugs, you can also spend money directly with the medical insurance card. Now the medical insurance card is also very convenient.