Job Recruitment Website - Social security inquiry - Does it count to pay flexible employment medical insurance after leaving the company?
Does it count to pay flexible employment medical insurance after leaving the company?
Because flexible employees refer to those who have not established labor relations with employers and are engaged in self-employment, self-employment or short-term work on various flexible employment platforms, they need to pay social insurance premiums themselves. If you choose to pay your own medical insurance fees after leaving your job, it is equivalent to becoming a flexible employee and you need to pay your own social insurance premiums, including medical insurance fees and other social insurance premiums. Therefore, paying flexible employment medical insurance by yourself will not affect the medical insurance paid before, nor will it be considered as breaking off diplomatic relations.
The classification of medical insurance is as follows:
1. Reimbursement medical insurance means that the medical expenses spent by patients in the hospital are reimbursed by insurance companies, which are generally divided into outpatient medical insurance and inpatient medical insurance;
2. Compensatory medical insurance refers to the fact that the patient is clearly diagnosed by the hospital as suffering from a certain disease listed in the contract, and the insurance company pays the patient's treatment and nursing expenses according to the amount agreed in the contract. Generally divided into single disease insurance and critical illness insurance;
3. Subsidized medical insurance is medical insurance in which the insurance company pays the insured the insurance money by time, by day or by project according to the subsidy standard stipulated in the contract. Claims have nothing to do with actual medical expenses, and invoices are not needed.
To sum up, the basic medical insurance is a social insurance system established to protect workers from economic losses caused by disease risks, which is generally responsible for the human resources and social security structure of the local government.
Legal basis:
Article 3 of the Regulations of People's Republic of China (PRC) Municipality on the Basic Medical Insurance for Urban Workers.
The establishment of the basic medical insurance fund for urban workers, the implementation of individual medical accounts (hereinafter referred to as individual accounts) and basic medical pooling funds (hereinafter referred to as pooling funds) payment system. The ownership of personal accounts belongs to individuals. The ownership of the overall fund belongs to all personnel participating in the basic medical insurance.
Article 23 of People's Republic of China (PRC) Social Insurance Law
Employees should participate in the basic medical insurance for employees, and employers and employees should jointly pay the basic medical insurance premiums in accordance with state regulations.
Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations.
Article 24
The state establishes and improves the new rural cooperative medical system.
Measures for the administration of the new rural cooperative medical system shall be formulated by the State Council.
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