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Wuhan provident fund contribution base class 2023
1. Base: the upper limit of the contribution base is RMB 29,330.50; the lower limit of the contribution base for the main urban area of Wuhan is RMB 2010, and the lower limit of the contribution base for the new urban areas (Jiangxia, Huangpi, Xinzhou and Caidian Districts) is RMB 1,800;
2. Proportion: the enterprise units can determine their own proportion within the range of 5% to 12%, and non-enterprise units can determine their own within 8% to 12%. The contribution ratio of the housing fund of the active employee and the unit needs to be consistent.
Preparation materials for individual housing provident fund contributions generally include the following:
1. Copy of ID card: Provide the original ID card and make a copy of it as proof of personal identity;
2. Copy of hukou book: Provide the original hukou book and make a copy of it as proof of hukou information;
3. Employment contract or employment agreement: Used to prove the individual's work unit and position, and to determine the nature of the individual's work and salary level;
4, a copy of the payroll card: provide an original copy of the individual's payroll card and make a copy of the card, which is used to prove the individual's salary income;
5, a copy of the social security card: provide an original copy of the individual's social security card and make a copy of the card, which is used to prove the individual's social security payment;
6, the purchase of housing Contract and title certificate copy: If you are buying a house and applying for a housing fund loan, you need to provide the original house purchase contract and title certificate and make a copy of it;
7, personal bank statement: Provide the original personal bank statement and make a copy of it, which can be used to prove the individual's financial status;
8, personal tax certificate: Provide the original personal tax certificate and make a copy of it, which can be used to prove the individual's tax status;
9, personal tax certificate: Provide the original personal tax certificate and make a copy of it. For proof of personal tax status.
Consolidating the above, the contribution ratio and the contribution base of the personal housing fund should be set according to the relevant regulations and cannot be changed arbitrarily. At the same time, it is recommended to contribute to the provident fund in a timely manner so as not to affect the subsequent operations such as housing fund loans and withdrawals.
Legal basis:
Article 16 of the Regulations on the Administration of Housing Provident Fund
The monthly contribution to the housing fund of an employee is the average monthly salary of the employee for the previous year multiplied by the proportion of the employee's contribution to the housing fund. The monthly contribution of a unit to a housing fund for an employee shall be the average monthly salary of the employee for the previous year multiplied by the unit's contribution ratio to the housing fund.
Article 17
Newly employed employees shall start to contribute to the housing fund from the second month of their employment, and the monthly contribution shall be the employee's monthly salary multiplied by the employee's housing fund contribution ratio. Newly transferred employees will start to contribute to the housing fund from the date of payment of salary by the transferring organization, and the monthly contribution will be the employee's monthly salary multiplied by the percentage of the employee's housing fund contribution.
Article 19
The housing fund contributed by an employee shall be withheld and paid by his/her unit from his/her salary every month.
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