Is it cost-effective to pay pension insurance for high-level flexible employees?

High cost performance. For people with high income or high expected living standard, it is more cost-effective to choose high-grade social security. High-grade social security contributions are high, and more funds need to be accumulated. The high-level social security retirement pension is higher, which is a better choice for those who need a lot of pension to maintain a high standard of living. Generally speaking, which level of social security is more cost-effective depends on the individual's specific situation and needs.