How a two-year break in social security payments affects retirement

Social security to stop paying 1-2 years is to affect the retirement benefits. Because the number of years of contributions to the pension is related to the amount of monthly pension, 1-2 more years of contributions, then you can receive more than 100 yuan per month after retirement.

Because the formula for calculating pension entitlements includes a basic pension and a personal account pension, a break in contributions of 1-2 years will have an impact on the amount of pension received but it is not particularly large.

Social security includes medical insurance, broken payment of 1-2 years of social security, medical insurance is equivalent to no protection.

Without medical insurance, you will need to pay for all your medical expenses, especially for people with serious illnesses, medical insurance is a lifesaver. That's why it's best not to break your health insurance.

No effect on retirement. Pension insurance is a cumulative contribution system, as long as you have paid for the required number of years. If you are a member of the basic pension insurance, you will receive a monthly pension if you have accumulated fifteen years of contributions by the time you reach the legal retirement age.

Wish the above content can help you, if there are still questions please consult a professional lawyer.

Legal basis:

Article 58 of the Social Insurance Law of the People's Republic of China*** and the State of China, the employer shall, within thirty days from the date of employment, apply to the social insurance agency for social insurance registration for its employees. If it fails to register for social insurance, the social insurance agency shall authorize the social insurance premiums it should pay.