Medicare and social security to pay which cost-effective

Medicare and social security to pay just health insurance, pension insurance and health insurance is more important insurance, if the average monthly cost of 2,000 yuan to calculate their own savings for 20 years, and health insurance to pay the money for 2 years, after the retirement can not be collected, each month to pay the money is generally in a few hundred dollars or so, do not meet the retirement retirement when retirement can also be collected. However, health insurance is counted as a cumulative number of years, the final pension can be received, but health insurance can only reimburse the money in the personal account, as for health insurance in the end cost-effective, but also depends on your personal needs.