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Flexible employment only pay social security not pay medical insurance can retire
1, flexible workers to participate in social insurance need to pay pension insurance and medical insurance;
2, pension insurance is the main source of retirement benefits;
3, medical insurance is used to compensate for personal medical expenses;
4, pension insurance is a necessary condition for pension;
5, incomplete health insurance payment record may affect the receipt of retirement benefits;
6. Flexible workers should be fully insured to ensure their retirement rights and interests.
Types of social security contributions:
1. Pension insurance: to provide basic livelihood protection for workers after retirement;
2. Medical insurance: to reduce the financial burden of workers when they seek medical treatment for illnesses;
3. Unemployment insurance: to provide basic living expenses for unemployed workers for a certain period of time;
4. Workers' compensation insurance: to provide medical expenses for workers when they are injured at work or suffer from occupational diseases.
5. Maternity insurance: provides certain financial compensation and medical services for female workers who give birth.
In summary, if flexible workers want to receive their retirement benefits, they must fully participate in social insurance in accordance with local regulations, including pension insurance and medical insurance, because pension insurance is the main source of retirement benefits, and incomplete records of payment of medical insurance may affect the receipt of retirement benefits, so full participation in the insurance is essential to ensure the rights and interests of the retired.
Legal basis:
The Social Insurance Law of the People's Republic of China
Article 10
Employees shall participate in basic pension insurance, and the employer and the employee*** shall pay the basic pension insurance premiums together. Individual industrial and commercial households without employees, part-time workers who do not participate in basic pension insurance with their employing units, and other flexibly employed persons may participate in basic pension insurance and pay basic pension insurance premiums by themselves. The methods of pension insurance for civil servants and staff members administered under the civil service law shall be prescribed by the State Council.
Article 12
The employer shall pay basic pension insurance premiums in accordance with the proportion of the total wages of the employees of the employer as prescribed by the State, and credit them to the Basic Pension Insurance Coordination Fund. Employees shall pay basic pension insurance premiums in accordance with the proportion of their own wages prescribed by the State and credited to their individual accounts. Individual business households without employees, part-time workers who do not participate in the basic pension insurance in the employer and other flexible employment to participate in the basic pension insurance, should pay the basic pension insurance premiums in accordance with the state regulations, respectively, credited to the basic pension insurance fund and individual accounts.
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