Job Recruitment Website - Social security inquiry - Can you pay for health insurance without pension insurance?

Can you pay for health insurance without pension insurance?

It is possible to pay only health insurance without paying pension insurance. Social insurance is a social and economic system that provides income or compensation for the population that is incapacitated, temporarily out of work or has suffered a loss due to health reasons. The main items of social insurance include pension insurance, medical insurance, unemployment insurance, work injury insurance and maternity insurance.

Social insurance is a social and economic system that provides income or compensation to the insured population who temporarily lose their labor positions, lose their ability to work or suffer losses due to health reasons. Therefore every one of us has to buy social insurance. So, when you buy social insurance, can you buy only medical insurance and not pension insurance? Can you buy only medical insurance, not to buy pension insurance, this depends on what kind of medical insurance and pension insurance we buy, and in what capacity we are insured.

If we buy urban workers' medical insurance and urban workers' pension insurance, we can't buy only one of them. According to China's relevant regulations, employers must purchase "five insurance" for employees, including basic employee medical insurance, basic employee pension insurance, maternity insurance, industrial injury insurance and unemployment insurance. These five types of insurance are bundled, and the employer can't buy one less than the other for its employees. If we are to participate in the employee social security as a flexible employment personnel, this situation we also can not only pay medical insurance and not pay the pension, because the two are also bundled together.

1, only to pay the employee health insurance does not pay the pension can not, because the social security is the state mandatory requirements to buy.

2, state-owned enterprises, collective enterprises, foreign-invested enterprises, private enterprises and other urban enterprises and their enterprise management institutions and their employees must participate in basic pension insurance.

Legal basis:

Article 10 of the Social Insurance Law of the People's Republic of China

Employees shall participate in basic pension insurance, and the employer and the employee*** shall pay the basic pension insurance premiums.

Individual industrial and commercial households without employees, part-time workers who do not participate in basic pension insurance with their employers, and other flexibly employed persons may participate in basic pension insurance and pay basic pension insurance premiums by themselves.