What is the difference between Shanghai social security and town insurance

There are four different types of contributions, city insurance, town insurance, individual insurance belongs to the scope of social insurance, home insurance belongs to the scope of civil affairs.

Participating in the social insurance of urban workers is "urban insurance", which includes pension, medical care, unemployment, industrial injury and maternity, with units and individuals contributing proportionally***to the same, the current minimum contribution is 1027.2 yuan/month, and outpatient and emergency can be reimbursed, which is the best social security,

Enterprises in the suburbs can participate in the "small town social security" program. The "Small Town Social Insurance" (Zhenbao), which also includes five insurance policies, is lower than the Zhenbao, with the unit paying the full amount of the contribution, which is 535 yuan per month, and without the supplemental medical insurance, the outpatient emergency cannot be reimbursed, and only hospitalization can be reimbursed.

There are no individual insurance policies, but rather freelancer's insurance policies, which include pension and medical insurance, and have individual policies.

There is no such thing as an insurance policy, it should be a freelancer's insurance, which only covers pension and medical insurance, with a personal contribution of 941.6 yuan per month, and reimbursement for outpatient and emergency services,

Residents whose families are in a poor financial situation and who don't want to contribute to a pension insurance policy but who want to go to the doctor for medical treatment can participate in a residence insurance policy, and the amount of the contribution varies according to their age, and is a maximum of 620 yuan/year. The maximum contribution varies according to age and is 620 yuan per year, which can be waived for low-income people.

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