Shandong Binzhou personal endowment insurance base

The minimum monthly payment base of Binzhou endowment insurance is 3200 yuan, and the maximum payment base is 16000 yuan. Of course, it should be reminded that this payment base is constantly changing every year, so it should be determined according to the latest policy at that time.

1. What is the payment base of Binzhou endowment insurance?

The minimum monthly payment base of endowment insurance for all kinds of enterprises and their employees in the city is 3200 yuan, and the maximum monthly payment base is 16000 yuan. Among them, if the monthly wage income is less than 3,200 yuan, it will be calculated as 3,200 yuan, and if it is higher than 1.6 million yuan, it will be calculated as 1.6 million yuan.

Social security will verify the social security base at a fixed time every year (March or July, in different places) and release the latest minimum base and maximum base. Generally speaking, enterprises help employees pay the minimum social security. Of course, some companies will pay social security for their employees according to the average salary of the previous year.

You can check the latest social security base with the local social security bureau according to the latest release time. In addition, you can also query the national social security base through third-party software.

2. What are the legal provisions for endowment insurance?

Endowment insurance is an important part of social security system and one of the five most important social insurances. The so-called endowment insurance (or endowment insurance system) is a social insurance system established by the state and society according to certain laws and regulations to solve the basic life of workers who reach the working age limit stipulated by the state and terminate their labor obligations or quit their jobs because of old age. This concept mainly includes the following three meanings:

( 1)

Old-age insurance will take effect automatically after the elderly within the legal scope completely or basically withdraw from social labor life. The "complete" here is characterized by the separation of workers from the means of production; The so-called "basic" means that participation in production activities has not become the main content of social life. It should be emphasized that the legal age limit (different countries have different standards) is a practical measure.

(2) The purpose of endowment insurance is to ensure the basic needs of the elderly and provide them with a stable and reliable source of life.

(3)

Endowment insurance is based on social insurance to achieve the purpose of protection. Old-age insurance is a social security system widely implemented in all countries of the world. Generally speaking, it has the following characteristics: 1 is enforced by national legislation, and all enterprises, units and individuals must participate. Those who meet the conditions for receiving a pension can receive a pension from the social insurance department; (2) The source of endowment insurance expenses is generally shared by the state, units and individuals, or by units and individuals to achieve extensive social mutual assistance; Endowment insurance is social, influential, long-term enjoyment of a large number of people, and the cost is huge. Therefore, it is necessary to set up specialized agencies to implement unified planning and management of modernization, specialization and socialization.

In contemporary society, the final payment of social insurance in China should be calculated according to its payment base. For example, the payment base of endowment insurance is the employee's own salary. If there is no employing unit, the payment base shall be calculated according to the average salary of employees in the previous year.