202 1 medical insurance payment for urban and rural residents. Urban and rural medical insurance and medical insurance are the same. How to use the medical insurance in 280 yuan every year?

202 1 Payment of Medical Insurance for Urban and Rural Residents

Many friends don't know much about the medical insurance payment for urban and rural residents, so let's find out what the medical insurance payment for urban and rural residents in 20021is.

1. You can complete the payment directly at the counter of the cooperative bank of the local medical insurance bureau or the self-service payment machine of the branch, and you need to bring your personal identification. The cooperative banks in different cities are different, subject to the announcement of the local medical insurance bureau.

2. Pay in the official APP or WeChat account designated by the local medical insurance bureau. If you pay online on the APP, you need to register a personal account.

3 directly to the local medical insurance bureau for urban and rural residents medical insurance payment procedures.

Urban and rural medical insurance and medical insurance are the same.

Many friends don't know much about the same problems as urban and rural medical insurance. Then the following small series will tell you this question.

Urban and rural medical insurance is different from medical insurance.

Difference of medical insurance treatment between urban and rural areas

Urban medical insurance is divided into urban employee medical insurance and urban resident medical insurance. The medical insurance for urban workers shall be jointly undertaken by the employee units and individual workers, and the medical insurance for urban residents shall be borne by individual urban residents.

Your household registration is in the countryside, and you can participate in rural cooperative medical care and rural endowment insurance at the place where your household registration is located. However, medical insurance cannot be transferred, and endowment insurance can be transferred. There is little difference in medical insurance benefits, and rural areas are relatively more suitable. Because the state has special subsidies, it pays less money, but the treatment is not worse than that of cities and towns. The endowment insurance in cities and towns is much higher than that in rural areas.

How to use the medical insurance in 280 yuan every year?

280 yuan's medical insurance every year. Many friends don't know how to use 280 yuan's medical insurance every year. Then the following small series will tell you this question.

Three functions of residents' medical insurance:

1, outpatient medical treatment

2. Hospitalization

3. Increase the reimbursement rate of commercial medical insurance.

Insurance liability: mainly including outpatient medical treatment and hospitalization medical treatment;

General outpatient service: it mainly includes medical expenses and product expenses in the medical insurance catalogue. Outpatient prescribed diseases: including malignant tumor, organ transplantation, hematopoietic stem cell transplantation and other 32 diseases.

Outpatient service for serious diseases: including 40 kinds of serious diseases such as end-stage renal disease, common high incidence and hemophilia.

If it is a general clinic, it can be reimbursed in proportion if it is bought in a prescribed hospital. But the annual quota is only 150 yuan. The part exceeding 150 yuan shall be borne by yourself. If it is a chronic or serious illness clinic, the reimbursement rate is higher than that of a general clinic, but different diseases also have corresponding limits, ranging from several hundred yuan to several thousand yuan per month.

The above is about urban and rural medical insurance, I hope it will help everyone!