Shanghai maternity insurance to pay how long to enjoy the benefits

How long do you have to pay for Shanghai Maternity Insurance before you can enjoy the benefits?

Maternity insurance is a social insurance system in which the state adopts legislation to provide medical services, maternity allowances and maternity leave to women workers who are pregnant or giving birth to a child when their work is temporarily interrupted, and in which the state or society provides the necessary economic compensation and medical care to workers who give birth to a child, as well as to those who are members of non-formal employment organizations with urban household registration in the city and who have participated in urban social insurance and established individual accounts in accordance with the regulations, and to unemployed women with urban household registration who have participated in urban social insurance and established individual accounts in accordance with the regulations. Social insurance and established an individual account in accordance with the provisions of the city and the city's household registration of unemployed women, working in accordance with the provisions of the city to participate in the municipal workers' maternity insurance and established an individual account are entitled to maternity insurance treatment.

Maternity insurance is subject to the following conditions:

1. Employees must be insured and contribute according to the regulations, and pay maternity insurance premiums for 12 months or more at the time of the birth of a child, the month of the birth of a child and the month of the retroactive maternity insurance premiums will not be counted; unemployed persons must be registered as unemployed, and must pay maternity insurance premiums for the month of the claim for subsidies for abortion or family planning surgery, of which unemployed persons who give birth to a child may receive, and abortion may not receive;

2. Miscarriage can not be claimed;

2, in line with national regulations set up obstetrics and gynecology medical institutions, childbirth, abortion, family planning surgery;

3, in line with national, provincial and municipal regulations on family planning;

4, the treatment of the statute of limitations for claiming: birth of a child from the fifteenth of the next month before being admissible to apply for a claim, more than six months after the deadline for the timely application, will no longer be admissible.

In summary, childbearing and childrearing is a sacred vocation of women, but it also carries risks, such as women's inability to participate in the labor force during pregnancy, childbirth and childrearing, partially or completely, the loss of their normal source of income, the need to increase the cost of health care expenses for childbearing, and not only the physical, psychological and mental burden and exertion of childbearing, but also even the risk of life or physical disability, and so on. These risks were borne and compensated for by individuals and families in the era of subsistence farming and handicrafts. By the time of industrialized society, most of the small producers went bankrupt and became wage laborers, and in order to ensure the labor resources needed for socialized mass production and to guarantee the simple reproduction and expanded reproduction of the labor force, the risks of reproduction should be borne and compensated by the society.

Legal basis:

Article 53 of the Law of the People's Republic of China on Social Insurance

Employees shall take part in maternity insurance, and the employer shall pay maternity insurance premiums in accordance with the state regulations, and the employees shall not pay maternity insurance premiums.

Article 54

Where an employer has paid maternity insurance premiums, its employees shall be entitled to maternity insurance benefits; the employee's unemployed spouse shall be entitled to maternity medical expenses in accordance with State regulations. The necessary funds shall be paid from the Maternity Insurance Fund.

Maternity insurance benefits include maternity medical expenses and maternity allowances.

Article 55

Medical expenses for maternity include the following:

(1) medical expenses for giving birth;

(2) medical expenses for family planning;

(3) expenses for other items stipulated by laws and regulations.

Article 56 Employees shall be entitled to maternity allowances in accordance with the state regulations if they are in any of the following situations:

(1) female workers are entitled to maternity leave for giving birth;

(2) they are entitled to leave for family-planning surgeries;

(3) other situations stipulated by laws and regulations.

Maternity allowance is paid in accordance with the average monthly salary of the employees of the employer where the employee works in the previous year.