2065438+2006 Zhongshan housing provident fund deposit base adjustment, how to calculate Zhongshan housing provident fund deposit base?

The proportion of provident fund deposit shall not be less than 5% of the wages of employees, and the county (city) that initially established the housing provident fund system may be appropriately lower than this proportion. The maximum contribution rate of the unit can be increased to 15% of the employee's salary, and the individual contribution rate can be increased to10% of the employee's salary;

For employees who join the work after 1998 12 15, the unit can pay up to 25% of the employee's salary, and the individual contribution ratio shall not be lower than 10% of the employee's salary, but not higher than 15%.

How does the unit pay the provident fund:

The old unit went to the housing provident fund management center to register the housing provident fund deposit, and after being audited by the housing provident fund management center, it went to the entrusted bank to go through the formalities for the establishment of housing provident fund accounts for its employees. Each employee can only have one housing provident fund account. Housing provident fund management center to establish a detailed account of employee housing provident fund, record the deposit and withdrawal of employee individual housing provident fund;

The new unit shall, within 30 days from the date of its establishment, go to the housing provident fund management center for registration of housing provident fund deposit, and within 20 days from the date of registration, go to the entrusted bank to go through the formalities for the establishment of housing provident fund accounts for its employees;

Unit merger, division, cancellation or bankruptcy, should be within 30 days from the date of the above situation, by the original unit or liquidation organization to the housing provident fund management center for change or cancellation of registration, and within 20 days from the date of completing the change or cancellation of registration, to the housing provident fund management center audit documents.

How do individuals pay the provident fund:

Units employing employees shall, within 30 days from the date of employment, go to the housing provident fund management center for deposit registration, and go to the entrusted bank for the establishment or transfer of employee housing provident fund accounts with the audit documents of the housing provident fund management center;

Where the unit terminates the labor relationship with the employee, the unit shall, within 30 days from the date of termination of the labor relationship, go to the housing provident fund management center to register the change, and go to the entrusted bank to handle the transfer or sealing procedures of the employee housing provident fund account with the audit documents of the housing provident fund management center.

Precautions:

It is very important to know the payment of housing provident fund, and the payer needs to pay the fees according to the payment regulations to ensure the smooth payment of housing provident fund;

Housing accumulation fund has both welfare and reward, which is a good policy form to relieve stress for modern people.