Is it better for enterprises to pay insurance for employees or to add insurance money to wages?

Whether it is good or not depends on whether employees are satisfied and whether laws and regulations allow it. It is now stipulated that labor dispatch workers should pay insurance. If they don't pay insurance, they can sue you in local labor arbitration. Once they tell you, the company will lose money, because the new labor contract law protects the vulnerable groups, and now the national social security inspection is strict. Once you find out that you have not paid social security to your employees, your company will be punished. If your business is not big, and you think employees will not hold you accountable, then you can pay employees with insurance, but there are risks.