Does it matter if social security is suspended for three months?

The treatment impact of social security itself:

First of all, social security is divided into five types of insurance: pension, medical care, maternity, unemployment and work injury, which provide basic and comprehensive protection for "migrant workers".

However, once the social security payment is cut off, it will affect the normal protection of all kinds of insurance:

1. Pension insurance:

If it is short-term payment, the problem is not big. But there will still be the following two effects:

(1) The pension will be reduced accordingly.

Pensions "pay more, pay more, and pay for a long time." To put it simply, the longer the interruption, the less the payment, the shorter the insurance period, the less the accumulated savings in personal accounts, and the lower the pension.

(2) affect the processing time of pension.

In addition, if the payment period is not enough due to the failure of payment, you can only extend the payment period and continue to extend the payment, and you can go through the pension collection procedures only after you meet the conditions.

2. Medical insurance:

Attention! The month after medical insurance is paid off, you can't enjoy medical insurance reimbursement, and you can only seek medical treatment at your own expense.

If the insurance is renewed within 3 months, it can be used normally in the next month, which is regarded as renewal.

After more than 3 months, the waiting period of 3-6 months will continue (the requirements vary from place to place). If the waiting period cannot be reimbursed by medical insurance, it will be regarded as re-insurance and the continuous insurance period will be recalculated.

The online "medical insurance is cleared after three months" means that the continuous payment period is cleared, the money in the employee's medical insurance personal account is not cleared, and the accumulated payment period is not cleared.

Some cities stipulate that the longer the medical insurance payment time, the higher the reimbursement amount.

3. Maternity insurance:

Have a greater impact. In some cities, maternity insurance requires continuous payment for nine months before delivery in order to receive maternity allowance. If social security is interrupted, maternity insurance can only be enjoyed after birth 12 months.

4. Work injury insurance:

It didn't work. Workers who suffer work-related injuries can enjoy work-related injury treatment. If the unit fails to pay work-related injury insurance, it will not affect the treatment of work-related injuries, but it will be borne by the unit.

5. Unemployment insurance:

The impact is not great. Those who are unemployed without their own will, have certain job requirements and register for unemployment, and can enjoy unemployment insurance as long as they pay 1 year continuously.

Influence of social security linkage policy;

Secondly, social security is also linked to buying a house, enrolling children, and applying for public rental housing. Once the social security is paid off, the trouble is not small.