The difference between personal medical insurance and social security paid by the company.

1. Insured employees pay social security in different units (that is, what we call employee medical insurance). Insured employees are on-the-job employees. Pay social security by yourself (that is, pay residents' medical insurance), and the insured are mainly children, the elderly, unemployed residents or freelancers. 2. The types of insurance paid are different. Companies must pay social insurance. It pays five insurances for employees, that is, pension and paying social security by itself is voluntary, mainly endowment insurance and medical insurance. According to relevant regulations, individuals are unable to pay the remaining three insurances. 3. The fee paid is different from the proportion. After the unit pays social security, office workers see how much social security fees are deducted from the salary slip every month. Endowment insurance, medical insurance and unemployment insurance are paid by individuals and units respectively in proportion, while the expenses of work injury insurance and maternity insurance are paid by units, and individuals do not need to pay. (The proportion of payment varies from place to place in the country. Personal social security can only pay endowment insurance and medical insurance, and the required social security fees need to be paid by themselves. 4, enjoy different treatment Generally speaking, employees set up personal accounts for medical insurance, and a certain amount of medical expenses are recorded every month. In addition, office workers enjoy unemployment, work injury and maternity insurance benefits. Residents' medical insurance does not set up personal accounts, so there is no medical expenses. Individuals do not have three insurance benefits: unemployment, work injury and maternity.