What is the meaning of employee medical insurance base

Employee health insurance contribution base that health insurance participants in accordance with a certain percentage of health insurance costs calculated base, the specific provisions are as follows:

1, employees: according to their average monthly salary in the previous year as the contribution to the wage base. Employee's average monthly salary in the previous year is less than 60% of the average monthly salary of municipal employees in the previous year, 60% of the average monthly salary of municipal employees in the previous year as the basis for the payment of wages, pay the basic medical insurance premiums; employee's average monthly salary in the previous year is higher than the previous year's average monthly salary of municipal employees in the portion of more than 300% of the salary is not as the basis for the payment of wages, do not pay the basic medical insurance premiums; employees who can not determine the average monthly salary of their own previous year, the basic medical insurance premiums. If the average monthly salary of the employee in the previous year is higher than 300% of the average monthly salary of the employees in the city in the previous year, the employee will not pay the basic medical insurance premiums; if the average monthly salary of the employee in the previous year is higher than 300% of the average monthly salary of the employees in the city in the previous year, the employee will not pay the basic medical insurance premiums; if it is impossible to determine the average monthly salary of the employee in the previous year, the average monthly salary of the employees in the city in the previous year will be taken as the basis of the basic medical insurance premiums. If the monthly salary of the insured person is more than 150% of the average monthly salary of the employees in the city, then 150% of the average monthly salary of the employees in the previous year will be paid, the specific health insurance contribution base is determined according to the actual situation in different regions, once determined, within one year is unchangeable.

The state has established and improved the basic medical insurance system for urban residents. Basic medical insurance for urban residents is a combination of individual contributions and government subsidies. The government subsidizes the portion of individual contributions required by those who enjoy the minimum subsistence guarantee, persons with disabilities who have lost the ability to work, and elderly persons over the age of sixty and minors from low-income families.

Individuals who have participated in basic medical insurance for employees, and whose accumulated contributions have reached the nationally prescribed number of years by the time they reach the legal retirement age, will no longer be required to pay basic medical insurance premiums after retirement, and will be entitled to basic medical insurance in accordance with the national regulations; those who have not yet reached the nationally prescribed number of years may contribute up to the nationally prescribed number of years.

How many years do employees pay for health insurance

The number of years that employees must pay for health insurance is 25 years for men and 20 years for women. Specifics mainly include:

1. Individuals participating in employee basic medical insurance, reaching the legal retirement age when the cumulative contributions to reach the national regulations for a period of years, after retirement, no longer pay the basic medical insurance premiums, in accordance with the provisions of the state to enjoy the basic medical insurance treatment; has not reached the national regulations for a period of years, you can pay contributions to the national regulations for a period of years;

2. Unlike the old-age pension insurance, social Unlike pension insurance, basic social medical insurance must be paid for 25-30 years for men and 20-25 years for women when they reach the retirement age (the regulations vary from region to region), in order to continue to enjoy the basic social medical insurance benefits after retirement. If you fail to meet the required number of years of medical insurance contributions when you reach retirement age, you can make up the full number of years of medical insurance contributions in a lump sum before you retire, according to the current regulations.

What information is needed to pay for employee health insurance?

1, log on to the website and click on the medical insurance social security payment function module or log on to the website of the Municipal Medical Insurance Center and click on the online payment platform for urban residents' medical insurance;

2, follow the prompts to enter the medical insurance number and name;

3, according to the information displayed, choose to make up the contributions or not;

4, enter the payment platform to pay.

Legal basis:

Article 23 of the Social Insurance Law of the People's Republic of China

Employees shall participate in the basic medical insurance for employees, and the employer and the employee shall pay the basic medical insurance premiums in accordance with the state regulations*** together.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees in their employing units, and other flexibly employed persons may participate in the basic medical insurance for employees, and individuals shall pay the basic medical insurance premiums in accordance with the state regulations.